In Budget Roundups, Money

March 2017 Budget Roundup = $493,415.32 or a decrease of -0.61% or -$2996.51

LOOKING BACK

My motto for this month became:

I hustled on my spending, and I have been working on my blog game which I think is helping, like when I got this affiliate payment:

http://likeabossbooks.com/blog/

I’d like to get more structured posts in place and thus far I have settled on the following which leaves a lot of room for spontaneous rants and so on.

Monthly

Weekly

Bi-Weekly (only because I am not sure I can keep this up weekly)

I think it’s good for now. I don’t want to put too much structure on my posting.

INCOME = $1272.10 USD or $1691.32 CAD (give or take)

I budget and track all of my expenses using The Budgeting Tool, of which its net profits I donate to a charity of my choice as I had promised many moons ago that I would do.

It is kind of amazing that once you put your mind to work and make it a point to actually make money off your blog, it sort of becomes a self-fulfilling prophecy.

I’m dumbstruck, honestly. I mean, an increase of $200 USD in a month? Who knew?

The breakdown

  • Advertising: $550.57 USD
  • Affiliate Revenue: $543.95 USD
  • Product Revenue: $177.58

Save. Spend. Splurge. Products sold and counted as net revenue (after fees), include:

If I can get up to a solid, consistent average of $2000 USD a month, I will be breathing easy in ensuring I cover my normal standard of living expenses entirely, without any cars, appliances (major life or house purchases), gifts, shopping or vacations included, which means:

  • Condo Fees
  • Condo Taxes
  • Food
  • Utilities
  • Internet / Cellphone
  • Gas
  • Car / Home Insurance
  • Household Purchases
  • Medical
  • Baby Bun Living

Just LIVING. Plus setting a bit aside for things that happen that I cannot control.

EXPENSES = $3208.35

Without my traveling expense this month for our trip back to Europe (still need to save up for actual food, lodging & spending), it would have been $1792.67 this month for living.

I can make it under $2000 each month, which means $24,000 is all I need each year to live, give or take $200 leeway each month for variations.

TOP 5 EXPENSES

NET WORTH = $493,415.32 or a decrease of -0.61% or -$2996.51

Even with all your hustlin’ if the stock market tanks a little, this is what you get.

At least it didn’t go all the way down! 🙂

Anyway, time to just ride it out. The plan is to not touch my investments.

NET WORTH FROM THE PAST 12 MONTHS

DIVIDEND INCOME = $133.54

It’s always one month behind, so this is what I got for February which I reinvest back into buying more stock.

BABY BUN’S NET WORTH = $17,164.22 or an increase of +1.39% or +$238.46

Slow and steady is Baby Bun’s game.

The stock market ate a little of his return this month but hey, he’s a trooper!

Must be nice to have 100% income and $0 expenses. LOL. A great life.

LOOKING FORWARD

P.S. Here are all of my budget roundups in case you want to peruse over previous months.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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