In Budget Roundups

June 2016 Budget Roundup = $506,737.70 or an increase of +11,384.98 or 2.25%



This girl.

More info to come at a later date. I’m pretty excited and will lay out all the cash & numbers once it’s completed.

It will save me about $200,000 in the long run if my math is correct.


EXPENSES = $1843.05

WHOAAAAA. I’m quite pleased. 😀

save-spend-splurge-june-2016-budget-roundup-expenses-pie-chart save-spend-splurge-june-2016-budget-roundup-top-5-categories-of-spending

NET WORTH = $$506,737.70 or an increase of +11,384.98 or 2.25%




BABY BUN’S NET WORTH = $13,676.12 or an increase of $438.09 or 3.2%




As you can see I’ve upped my dividends game.

My capital has not changed, but my dividends have gone up by $300 a month approximately. I’ve been pushing my cash into dividend share purchases.

I need to make about $18,000 – $24,000 in dividends to live ‘bare bones’ style.

Ideally, I want $50,000 in dividends so that I pay $200 in taxes.

On average, I clear about $550 in dividends each month right now which is $6600 a year.

I need to make up another $12,000 in dividends and I can live off my investments with very minimal spending.

I’d need a capital of another $500,000 to make this happen.

It’d be neat to live off dividends or at least to have that as a plan B or C while I am not working.

For now however, I still plan on putting it on a DRIP to buy more shares until I actually decide to take the money in cash instead in 10+ years.

…and I am still going to work.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Chi

    Sherry! Love the blog! I’m curious what vehicle you kept your emergency fund in? (i.e. Money Market, Checking/Saving, etc)


      High interest savings 🙂

      Tangerine is offering 3.1% until September, and if you don’t already have an account, you get $50 if you use my referral: 32726976S1

      I get $50 too.

      Other good banks: PC financial and EQ Bank.

  2. Julie

    which dividend stock have you been buying?


      At the moment Enercare and Rogers Sugar.

  3. Leigh

    Good luck with the house stuff! I’ll keep my fingers crossed for you 🙂


      SO MUCH DRAMA. I am unsure whether to write about it, it was so effed up.

  4. raluca

    Good luck future homeowner! I hope everything works just the way you want it!


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


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