In Budget Roundups, Money

January 2019: The Net Worth and Investments

Sherry’s January 2019 Net Worth

Or an increase of…
+$33,385.82 or +4.14%


A lot of this is my great income (~$25,500 this month), and the other bit of it, was spending very VERY little, around $2500-ish which is the lowest I can go ($3000 is more realistic but January is always a gung-ho rah-rah kind of month to be an overachiever).

I am pretty pleased with the way things are working out, and I have a few more months of income coming in to secure my spending for the next little while (yes, the stress of not knowing whether or not I will stay longer, is what is driving my saving, so in a way this double-edged sword is PERFECT for keeping my spending in line).

As for my net worth, I finally cracked the $800,000 ceiling. This year, my goal is $1,000,000 but it all depends on my income & the stock market.

(And not spending everything LOL)

Already, the increase from last January around $631,000 to now at $805,000 is pretty exhilarating and good motivation to keep crushing it.

Little Bun’s January 2019 Net Worth
Or an increase of…
+$1024.73 or +3.92%

This is how I invest his money in the stock market.

Little Bun did well too. He went up because the stock market went up, and while we are still under the lows of July, it isn’t too bad at all.



My average for the year is around $6000.

January is always a great dividend month (all the quarters are), but it isn’t consistent.

I’d like to get it to $10,000 in the next few years, but my income situation is so unreliable that I would rather save up a lot of money to make sure I will be fine expense-wise for 2 years, and then plow the cash into investing once I know I have a surplus.

How did you do this month?

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Posted on August 7, 2016

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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