In Budget Roundups, Money

January 2019: The Net Worth and Investments

Sherry’s January 2019 Net Worth

Or an increase of…
+$33,385.82 or +4.14%


A lot of this is my great income (~$25,500 this month), and the other bit of it, was spending very VERY little, around $2500-ish which is the lowest I can go ($3000 is more realistic but January is always a gung-ho rah-rah kind of month to be an overachiever).

I am pretty pleased with the way things are working out, and I have a few more months of income coming in to secure my spending for the next little while (yes, the stress of not knowing whether or not I will stay longer, is what is driving my saving, so in a way this double-edged sword is PERFECT for keeping my spending in line).

As for my net worth, I finally cracked the $800,000 ceiling. This year, my goal is $1,000,000 but it all depends on my income & the stock market.

(And not spending everything LOL)

Already, the increase from last January around $631,000 to now at $805,000 is pretty exhilarating and good motivation to keep crushing it.

Little Bun’s January 2019 Net Worth
Or an increase of…
+$1024.73 or +3.92%

This is how I invest his money in the stock market.

Little Bun did well too. He went up because the stock market went up, and while we are still under the lows of July, it isn’t too bad at all.



My average for the year is around $6000.

January is always a great dividend month (all the quarters are), but it isn’t consistent.

I’d like to get it to $10,000 in the next few years, but my income situation is so unreliable that I would rather save up a lot of money to make sure I will be fine expense-wise for 2 years, and then plow the cash into investing once I know I have a surplus.

How did you do this month?

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Sherry of Save. Spend. Splurge.

I got out of $60,000 of debt in 18 months using Since then, I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K (savings rate = 85%). I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I also post daily on Instagram @saverspender.

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