January 2019: Income & Expenses Budget Roundup
THE INCOME = $25,468.52
Day Job: $23,270.95
Day job .. is my day job. It’s what I earn each month, working 40 hours a week on average. Some months I do a lot of overtime, but other months I take back those hours by coming in later, leaving earlier, and it all evens out.
This has been steady at about $1000 a month so I am happy. I am not reliant on it, but it is nice to have the income coming in to cover things like my condo fees and utilities at best.
Save. Spend. Splurge. Products sold, include:
- The Budgeting Tool
- The Investing Tool
- Book: How to start a blog and make an extra $1000 a month
- Book: How to invest your money forever and spend less than 4 hours a year (U.S. & Canada versions available)
- Wanderlust Scarves
I’m feeling very good about 2019 and much more positive than last year, particularly since I also asked for a raise in my rate.
I effectively negotiated an increase of $20,000 this year in a total yearly income, and if I stayed 5 years, that’s an extra $100,000 I otherwise would not have gotten.
Sounds good to me, no?
THE EXPENSES = $2617.67
I did SO WELL THIS MONTH, everyone.
The actual number of transactions that happened this month was half of what I used to enter before.
I am pretty excited about keeping up on it, and turning my energy outward to getting more money and income in, rather than spending it to get that same ‘high’ if that makes sense.
Even my top 5 expenses look good, and although Wardrobe Accessories (not planned) was at the bottom, it is the lowest amount compared to the others, and very low compared to other months.
I couldn’t resist a sale by one of my favourite designers Christina Rose… she makes the most beautiful jewelry.
I am pretty thrilled that things are working out well.
A great offense (income) with a great defense (not spending / saving) = HIGHER net worth.