January 2015 Budget Roundup = $300,580.68 +$6276.59 or +2.09%
LIFE IS TOO SHORT
My childhood friend died from brain cancer today. She left behind 2 children and a husband who is struggling to piece their lives back together.
I wasn’t super close to her in school and I didn’t really keep in touch after primary school, but her death hit me in the gut nonetheless.
She was my age. I thought about her all day.
I IZ ON INSTAGRAM NOW — SAVERSPENDER
Honestly, I had no idea WTF Instagram was but if you use Twitter, it is like Twitter but with pictures and videos and a much longer message space available.
I’m using it to mostly document stuff I wear….
I am on both now.
And on Facebook…. and a ton of other sites.
Just check out the sidebar to the right under KEEP IN TOUCH.
CAREER ENVY..I HAS IT.
I have to keep reminding myself that I am only in my early 30s and frankly, it is a damn miracle that I make the income I do and work the hours I do.
I still have 30 years to go of this kind of income potential and quite honestly I will probably retire early.
It’s just hard because I’m (stupidly) comparing myself to people in their 40s and 50s.
I have to remind myself that they didn’t start at the income I did at my age, they may have just started only about 10 years ago (at the same time I did), but have more experience than me but not necessarily in our jobs (essentially, I have the same years).
I am not earning THAT much less per se, but being the kind of alpha personality that I am, I am expecting to earn at least the same amount or more because we are essentially doing the same job, and I am seeing that I am doing a better job because I’m not just being an egomaniac, it’s a fact.
I’m delivering results and they aren’t.
Still, I have to smack myself (figuratively) and keep things in perspective because I’m in a very small career niche, much like in personal finance blogging, and it can be hard to see the big picture when you’re in this bubble and everyone seems to be doing better than you.
Know what I mean?
I think I’m going to need to ask for more money.
INCOME = $18,779.76
You will notice that even though my income was high and my expenses were low, this month had:
- charitable contributions (10% of my income from previous year)
- low-performing stock market
….all equalling a rather dismal net worth number for January. *shrug*
EXPENSES = $2650.43
YESSSSSSSSSSSSS!!!!!!!!!!!!!!!!!!!!!!!!!!!! Under $3000!!!!
TOP 5 CATEGORIES OF SPENDING
SAVED: ON NOT SPENDING ON CLOTHING
I am doing really well. I’m even selling stuff from my wardrobe.
Go check it out.
A lot of it has sold already but.. there’s still some stuff left. I’ll be selling all year. I’ll keep the page up and update it on occasion.
SPENT: ON LIVING
Did you see my awesome list of expenses above?
I ONLY SPENT ON LIVING!
SPLURGED: ON 2 NECKLACES
I didn’t NOT buy anything, I got 2 necklaces this month.
They’re verrrry pretty.
NET WORTH: $300,580.68 Increase of +$6276.59 or +2.09%
$400,000 will be my goal for the end of the year, or net $100,000 (after taxes) in the bank.
Can’t wait until it moves into a whole other stratosphere on this graph.
BABY BUN NET WORTH: $7527.55 +$1373.43 or +22%
The Bun has been killin’ it too.
Like Mommy like Baby..
MY 5 FAVOURITE POSTS FROM THIS MONTH:
- 2014 year in review: what I bought watched and read
- 2014 budget in review
- Minimalist French woman’s wardrobe
- 18 Rules of Living
- Toronto, Canada Travel Guide
I have 3 words for you:
Keeping on track.
I’m going to have an awesome 2015. February will be just one of those killer months.