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In the world of Save. Spend. Splurge.: Your Biggest Splurges (and mine)

1. Big Spender

Refinery29 interviews women about their splurges and what the most expensive piece of clothing they’ve purchased has been, and what they normally spend in fashion.

My most expensive splurge: $2984 for a vintage Chanel flap bag

What I could spend on clothing: 

  • Clothing: $400 max; but I did buy a skirt ONCE at almost $600 which was a ridiculous buy and never to be repeated again
  • Jeans: $200 max (secondhand)
  • Shoes: $400 max not just for designer heels, but for boots as well
  • Coat: $2000 max because really nice coats aren’t cheap
  • Jewellery: $400 max

These days I spend WAY under $500 for pieces, but I try not to even reach that (once it kisses $300 I am really hesitant). I am around the $20 – $100 range, and strictly secondhand pieces, which I find special and/or are designer. You can see all the things I’ve purchased here: What I bought.

2. Stunner

I want this dress. I want this DRESS. It’s one shoulder, white, stunning, draped…. Someone stop me! Okay I will stop myself, but … I may buy it if there is an occasion I can come up with to wear it. It’s not work appropriate, nor for running errands… I need a cocktail or a wedding *side eye*

3. Burlesque

Inside Dita von Teese’s home.… Love peeks into people’s homes. I secretly covet her vintage/retro wardrobe because they’re so BEAUTIFUL and ridiculously expensive pieces (I would know, I have tried to search out the same pieces and got sticker shock, even secondhand).


4. Strapped

I bit the bullet, and splurged on these strappy leather Satira sandals from one of my favourite sandal brands Ancient Greek Sandals and I am in love. Pure. Love. I spent, but I am very happy.

5. Banked

Love these articles – Women share how much money they have in the bank. I am SUPER voyeuristic on what people have in terms of assets, by age, etc. Obviously am obsessed about it because I am into money, and I like seeing where people think they should put their money as well.

If you’re curious about my current numbers, I do budget roundups monthly here.

6. Stitched

This wide, stitched belt is on my list for the next style of belt to buy. I love a sleek corset belt that isn’t a real corset! They go fantastically well over high-waisted, gorgeous skirts like this one.

7. Unreturned

I never NOT return something because I am lazy, so this article about not returning items, sort of boggles my mind.

I may not return something and may keep it because the cost to ship it back is prohibitive versus just keeping it, reselling it, etc. But if I work out the cost, and think: $14 to ship back something to get back $36, means I still get back $22 in my pocket and I don’t have this bulky item sitting around I won’t use… I’ll do it. Even if I am out $14 at the end of the transactions.

But free returns? Bye bye Item.

8. Cosy

I love All Saints sweaters, and this wrap is no different.. AND ON SALE!

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on January 28, 2017

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2 Comments

  1. Anne

    My biggest splurge was a pair of Fiorentini+Baker boots, that cost about 400 USD eight years ago. I still use them daily during the winter half of the year, so they really have been worth the money.
    Generally, I’m willing to pay more, even full price, for items that I use very often, that are beautiful but not easily ruined, can be repaired and last many years. Like a sturdy leather bag. My current winter day bag is nine years old and cost 250 USD.
    I don’t consider designer bags or heels worth the money, they are a status symbol: yes, beautiful and with exquisite details, but I’m not willing to pay that much more for the highest level, the finishing touch. In that case, I’d rather spend on bespoke – if I was a multimillionaire 🙂
    As it is, winter coats that cost around 600 USD satisfy my requirements – and I buy them for half the price on sales, like most of my clothes.

    Reply
    1. Sherry of Save. Spend. Splurge.

      Oh bespoke. THAT I am into these days, I like the idea of something tailored and perfectly made for me.

      The problem I run into, is variety. I really enjoy variety, and different colours, styles, combinations, and if I am obsessed with it, THE SAME DRESS four times over because the draping is perfection.

      I can’t really go into the bespoke or designer realm at full price as a result. I need to buy it secondhand, and then tailor it to fit me (bespoke…ish?), or just not buy it at all.

      I avoid mainstream brands now, even secondhand. Unless it is truly magical, I cannot imagine spending $40 on a top from Zara. For $80 I can get something designer and much nicer.

      Reply

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