In Money

In the world of Save. Spend. Splurge.: What if FIRE (Financial Independence, Retire Early) doesn’t work?

1. FIRED out?

What if FIRE doesn’t work? FIRE as in Financial Independence / Retire Early.

2. Scoff

I ordered this book Scoff (one of the very few physical books I deign to order, if they are not available at my library or in ebook format), because it’s just too compelling; it’s about food and class in Britain. HOW COOL IS THAT? It unfortunately only comes in hardcover.

3. You

This is what says a lot about you. I wholeheartedly agree.

4. Christmas Traditions

I am starting a new Christmas Tradition this year where Little Bun picks out gifts from a charity catalogue to help others around the world. We have been watching a lot of these videos on how children go to school, and in lieu of toys and gifts, I’d like him to buy something other children need.

He says the videos make him more grateful for what he has, although he says it more like this: These videos make me feel better about myself and what I have., so I am paraphrasing a little.


I know you don’t want to read about this. In fact, this is the last thing you want to talk about or hear right now, but this article is important, from someone who caught it.

6. Animal fever

I am not into animal prints, but this leopard print J. Crew slip dress is giving me lots of ideas of how I could wear it under different outfits, or to use it as a top or a skirt instead of a full dress.

7. Hermès Leathers

All you ever wanted to know about Hermès Leathers – Togo, Epsom etc. Oh and if you want to buy one, here’s how to score one.

8. Simple

I don’t know what’s gotten into me, but I have veered into the maximalist, oversized territory for clothing as of late, and this loose, comfy, buffet-friendly speaks to me.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. liteadventurer

    I think there’s still great value in achieving financial independence even if you don’t plan on retiring super early. As I’ve passed various FI milestones (first lean-FIRE, then comfortable-FIRE), my stress level in general and especially at work has dropped significantly. There’s great peace of mind knowing that if you unexpectedly lose your job, you’ll still be okay. Once I hit the final stage of fat-FIRE, I’m not sure how I’ll feel but I may continue working for a while longer.

    1. Sherry of Save. Spend. Splurge.

      It’s true – my stress level in general has dropped because I know I don’t need to work. I do it to pay for things, like a new home in cash for the interim, but otherwise? No worries.


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