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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on June 28, 2014

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  1. Abigail @ipickuppennies

    My husband lost his wedding ring during our move. (Kind of my fault because I kept putting off paying to get it resized, so it fell off.) So we got him a gear spinner ring. It’s perfect for his ADD fidgeting.

    In case you need help rationalizing the purchase. I’m helpful like that.

  2. SarahN

    The NY Times article fits my mind right now. or at least the things I want to say, which is ‘I am as good as a man, and i act like a man, as that’s what rewarded’… unsaid ‘so stop telling me the negative attributes that aren’t – being annoyed at lack of innovation, or work ethic, or commitment doesn’t make me a bad person, or a bad manager, or a bad woman. I demand more, and I expect more, and if it’s not delivered, why shouldn’t I express my frustration?’

    And the ‘can you have it all’ – I see clearly in my partner, that he doesn’t do or have it all. If I don’t wash the clothes, they aren’t washed. he doesn’t step in, until it’s dire for him. If i don’t plan the week’s food, we eat out more. The bit that annoys me, is when he jokes it’s me who’s making him eat all the unhealthy food out. It’s like, he’s picked work as #1 and everything else comes second. Me, I try to make work balance with the things that make a household run, and me a good worker (ie good healthy food, professionally washed and pressed clothing (profess as in, actually do the above, not just picking from the cupboard)). SIGH. Sorry for the vent.

    1. save. spend. splurge.

      I feel like until the day comes where women are in executive positions, being highly paid and ***not knowing their jobs***, we will not have reached any kind of parity in pay.

      Otherwise, I find that women have to KNOW MORE and BE BETTER to be paid an equal amount, which is nonsense.

  3. Cassie

    I know it’s such a touchy subject, but please be careful lumping gluten issues into the questionable studies category, especially since it wasn’t mentioned in the article at all. There are some of us for whom it is legitimately an issue. My grandmother was in ICU for months and very nearly died because of that protein. It has caused my mother and I some serious physiological issues as well. The presence of contradictory studies on the subject doesn’t change that. If nothing else, the fact that it’s turned into a fad diet of sorts for some has made it easier for us to find suitable substitutes, and the quality of those substitutes has skyrocketed in recent years.

    1. save. spend. splurge.

      Oh I’d agree with that. Celiac’s disease is not something to trifle with. I will say that what bothers me is people trivializing celiac’s disease by pretending to be allergic to gluten when they’re not.

  4. Revanche

    With a fair amount of fighting for it, my trajectory looks like the male one too, but only because I made a huge point of going after all the raises and promotions I could justify to make up for my piddly starting salary.

    This sand free mat, I need to see this thing in action. If you get it, please let me know if you love it!

    1. save. spend. splurge.

      1. Me too. I fight in negotiations a lot, but my age holds me back sometimes. 🙁 They never tell me the truth.

      2. I saw it in a video and it WORKS.

  5. Michelle

    I wish you had that kind of Instagram too! Real life is more interesting. 😛

    1. save. spend. splurge.

      I may end up taking more photos of real life mishaps. LOL


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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