In Link Love

In the world of Save. Spend. Splurge.

otter-mother-family-kisses

This is me and Baby Bun… all the time.

All I do is kiss his cute little chubby cheeks and nibble on his belly.

Even at 3 a.m. in the morning.

Thanks to AP!

Speaking of awesome things, I highly recommend The value of simple.

It’s an easy-to-understand book about investing and if you’re a Canadian starting out and a DIY investing n00b & beginner, I’d say it’s well worth the $7.97 for the ebook.

I’m giving away a copy on this blog!

If you’re a Canadian and you want a copy, tell me so by leaving me a comment and I’ll randomly pick a winner before Christmas (Dec 25th)


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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http://www.melissasmccracken.com/#!portfolio/c123x

In the world of Save. Spend. Splurge.

Posted on July 4, 2015

In the world of Save. Spend. Splurge.

Posted on August 22, 2015

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17 Comments

  1. Lisa

    YAY for flats and comfort!!! Heels are cute, but very over rated.

    Reply
  2. The Asian Pear

    Every time I see a pic of an animal mama with a baby, I’m like, “OH! That’s SSS!”

    Reply
  3. sylvie

    Fellow Canadian who wouldn’t mind travel reading. :]

    Reply
  4. Marcelle

    I’m Canadian and would love a copy of The Value of Simple. I’ve been putting money into my work RRSP for years, but just started with some direct investing last year and don’t feel I know near enough to make good decisions.

    Reply
    1. save. spend. splurge.

      You won! Please see my email. I’ve emailed John already.

      Reply
      1. Marcelle

        @save. spend. splurge.:

        That is great! Thank you so much. I’m looking forward to reading it.

        Reply
  5. Miemo

    I use that bareminerals bareskin! I love it. It just smells weird bc i think its fragrance free. but its safe during pregnancy so i can fake my glow!

    Reply
    1. save. spend. splurge.

      I want to try it but I’m afraid I will break out.

      (You are so pretty!!!!!!!!!!)

      Reply
  6. Michelle

    That’s so sweet 🙂 I don’t see the point of being married and living in different cities. I find that so depressing.

    Reply
  7. Erin

    I’ve been trying to learn more about investing!

    Reply
  8. Erika

    While I know some lines are specifically made for stores like T.J. Max and Marshall’s, I can’t stand shopping in the high end stores at the mall and then finding the same exact item in these discount stores for 50-75% off. I’ve scored some amazing deals there over the years. I can usually judge the quality of a garment by feel and when in doubt, I check the label to see where it was made and what the fabric is. Saw some Manolo’s in Nordstrom’s the Rack the other day marked down to $135 and we all know he doesn’t take any shortcuts.

    Reply
    1. save. spend. splurge.

      Agreed. I can usually judge by the feel and look of a garment if it is of good quality.

      The only thing I am concerned about is that Manolos are marked down to $135 for instance, but I got a pair of “new” (used) Manolos on eBay the other day and they feel NOTHING like the pair I found thrifted that are obviously not new (at least 2-3 years old).

      I wonder what happened in between then and now.

      Reply
      1. Erika

        @Erika: @save. spend. splurge.: Hard to say. I’m pretty sure that they are handmade so perhaps that could account for the difference. The pair I saw fit like a glove, but they were green hair on hide so I knew I wouldn’t wear them enough to justify the purchase. The only reason these were discounted is because a tiny bit of hair had flaked off one heel. I had to look very hard to find the defect.

        Reply
        1. save. spend. splurge.

          Ohhhh. Maybe. In wearing my Manolos now (the new ones) and I feel the pinch in the toe box. Leather is not as supple…

          Reply

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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