In Link Love

In the world of Save. Spend. Splurge.

These retirement charts are SCARY.

I should really only have about $31,644 saved by these charts’ accounts because I am in the lower end of the 32-37 working age range.

So here I am freaking out over only having about $200,000 saved in my retirement accounts and for living (this is after buying my condo in cash this year), but it is nothing compared to what people have actually saved.

That’s not to say that I will just sit around idly and not save MORE money for retirement, because my goal was a home completely paid for and $1M in assets by the time I feel secure enough to consider retiring.

Check and ..working on it. 😉

H/T to Revanche for leading me to Maggie.

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

Previous PostA Month's worth of Style: October 2016
Next PostWhat is the most transformative conversation you have ever had on the subject of fashion or style?


  1. Maggie @ Northern Expenditure

    I’m sorry that’s the post you found. 🙂 But yes, the state of retirement is dismal and while it makes us all feel GREAT about being so far ahead of everyone else, it also makes us want to buckle down and get literally “off the charts”! Thanks for the mention.

    1. save. spend. splurge.

      I suppose so 🙂 I am happy that I did find it, it (schadenfreude) makes me feel better about myself, but still sad…


Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

$35 The Wealth Building Tool

Like a Boss Library (Sherry’s Books)

Referral Codes

Free Money Surveys
[ Use this link ]

[ saverspender ]

Shopping Cashback
[ Use this link ]

Clothing Resale


Private Lending
[ 7b03f0 ]

No-Fee Banking
[ 32726976S1 ]

Discount Brokerage
[ o0soehds ]

Social media scheduler
[ saverspender ]

Blog Ad Network
[ Use this link ]


Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.