In Money

#ILookLikeAnInvestor : Women in Investing of all ages and backgrounds

I am loving this new tag #ILookLikeAnInvestor on Instagram that just started as a movement to show, motivate and encourage other women to think of themselves as investors, and to look at it like something they can do.

Here’s my short bio as an investor:

I am a 36 year old consultant in STEM (Science, Tech, Engineering, Math). I could retire today on a bare bones budget due to my investments but love my career.

I buy mutual funds, ETFs, dividend stocks, do small business lending, currency hedging, and dabble a tiny bit in cryptocurrency.

All true.

Mutual Funds, ETFs and Dividend Stocks with Questrade

Use my QTrade referral { o0soehds } for $50 in free trades (this is how you buy & trade on Questrade)

Small business lending with Lending Loop

Use my referral code { 7b03f0 } to earn $25 once you lend out $1500 to small businesses yourself; I have ~$10,000 on loan right now. My yield is 12% right now (this is how you get started in private lending with Lending Loop).

Currency hedging:

One small fling when the $CAD was equal to $USD. I converted my money, and then converted it back after the $CAD dropped 30%.

Cryptocurrency with Coinbase:

I talked a bit about it here about investing and buying it. I have less than $1000 “invested” here, and mostly out of curiousity.

I would not put money in here, focus on the other stuff first, like small business lending, or ETFs and dividend stocks. This is just to play around.

Where’s your mental block? CRUSH IT.

92% of women want to learn more about money.

83% want to get more involved in their money.

So instead of sitting around talking about it, why don’t we do it?

Women in general, are great at saving their money.

They tend to be more risk-averse, they want to save more cash for rainy days in emergency funds for stability and ‘just in case’ moments, but can go overboard in the saving in cash side, and not take enough (or ANY!) risk with their money.

I know women my age with lots of money in the bank, but none in their retirement plans.

They have analysis paralysis and think they need to know WAY MORE about investing to even get started, which is a load of hogwash.

It’s all in your head, truly. You’ll wish a year later that you started today.


  1. If you have money in your company pension plan, invested in something – YOU ARE ALREADY AN INVESTOR.
  2. You only need $25 in most cases to get started. TWENTY-FIVE BUCKS. The price of a shirt!!
  3. You don’t need to learn about things like butterfly options, puts, calls, and all that fancy day trading stuff
  4. If you don’t invest your money, you’ll lose money each year due to inflation (your dollar yesterday bought more than your dollar today), and lose out on compounding interest in the market which just means your money invested snowballs into bigger and bigger gains
  5. You only need to go to a bank, and set up your account with them — RRSP/401K, TFSA/IRA and then look at the mutual funds offered by them to get started in putting some money in there (Want to know step-by-step exactly how and what to buy? I wrote an Investing Like a Boss book on that.)


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Posted on June 29, 2013

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.