In Admin

How To Access Funds When You Can’t Pay Your Bills

Have you ever had financial bills spill out of control due to unforeseen expenses during a crisis? Most of us have. Even if you’re disciplined and follow a strict budget that allows you to meet all your financial obligations, one huge expense can derail all your plans.

Bouncing back after a financial crisis is the key factor to keep in mind during pressing times. You can’t give up! Also knowing where to access funds during tough times are important. There are many types of loans and lenders in Anaheim to consider so knowing the pros and cons can be indispensable. Make sure you make the right decision!

Let’s explore how you can access funds without having to sell your assets or pay exorbitant interest rates.

List Your Expenses First

Before heading out to lenders for quick money, it’s wise to list all your essential bills that cannot be overlooked. You’ll be surprised how much you can forego after going through your expenses:

  • Bills such as food, mortgage, utility bills and transportation are the basics you cannot skip.
  • After listing the basic bills look at the secondary bills such as childcare, taxes and credit cards which should also not be ignored.
  • Bills such as subscriptions to Netflix, entertainment and phone services can be negotiated or skipped if needed.

Prioritizing the essentials can give you a new perspective of how much money you need so you don’t take out a bigger loan than what’s necessary.

Considering A Title Loan

Title loans are secured loans that allow borrowers to put up their car titles as collateral. The amount you qualify for depends on two factors:

  • How much you’ve paid off your car already
  • The value of your car

Some lenders are very accommodating and will consider approving a loan even if your credit record is bad. Most lenders of title loans in Anaheim allow online applications which make the application process simpler.

Factors To Consider When Selecting A Lender

  • They must be credible and experienced
  • They must be able to offer you flexible repayment options
  • Compare interest rates and negotiate a good one if your credit rating is very good
  • Check the application process and make sure there are speedy turnaround times for approval and payment to you


You don’t have to feel stuck when financial troubles come your way. Although it’s not always ideal to take out a loan when you’re already pressed to pay monthly bills, consolidating your debt with a loan can make future monthly payments easier.

There are ways of managing your bills without damaging your credit score or selling your valuable assets. Knowing how to access funds safely and securely is key. Be vigilant not to be taken advantage of because you feel desperate.

Let us know how you’ve overcome a financial crisis and leave us a comment below. It might help someone else in your area who is going through a similar experience.

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

The Best Ways to Learn About Investing

Posted on December 18, 2018

3 Surprising Benefits of Car Title Loans

Posted on October 17, 2019

Previous PostSeptember 2019: The Net Worth and Investments
Next PostMy $50,550 Shopping Spree

No Comments

Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

$35 The Wealth Building Tool

Like a Boss Library (Sherry’s Books)

Referral Codes

Free Money Surveys
[ Use this link ]

[ saverspender ]

Shopping Cashback
[ Use this link ]

Clothing Resale


Private Lending
[ 7b03f0 ]

No-Fee Banking
[ 32726976S1 ]

Discount Brokerage
[ o0soehds ]

Social media scheduler
[ saverspender ]

Blog Ad Network
[ Use this link ]


Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.