February 2014 Budget Roundup = $222,681.60 +1.8% increase or +$3943.95
THANKS PAYPAL, FOR REMINDING ME THAT I’M A SHOPAHOLIC
Just got this the other day:
I DON’T BELIEVE IN ASTROLOGY IN PRINCIPLE BUT….
….it’s kind of freaky how these birthday horoscopes fit me, my friends and my family members to a T.
I know my partner doesn’t believe in astrology either, but his horoscope is .. totally, 100% him.
NOT TO RUB IT IN, BUT THIS GIF IS HILARIOUS
How very Canadian! (But she probably didn’t apologize for scoring the winning goal and the gold medal for Canada’s women ice hockey.)
ONCE PEOPLE CONFIRM YOU AREN’T JUST FAT OR BLOATED…
.. but pregnant, they jump up to offer you seats and help you.
This only really happens in the later months of pregnancy because they have to be sure you didn’t just eat a big burrito or something, or you are just.. paunchy in the middle.
I saw a girl eying my bump once and waffling back and forth about whether or not to offer me a seat because it might be offensive to me if I was just rounded in the belly and not pregnant.
Luckily she realized I was pregnant (I purposefully petted my little belly bump as a cue) and she let me have her seat.
It’s really touching and sweet. Thank you!
KNOW WHAT (KIND OF) KEEPS CANADIANS AT HOME?
The worst ice storm in history that kind of looked like this, and brought down power lines, trees.. you name it.
It was pretty nasty.
KNOW WHAT KEEPS AMERICANS AT HOME?
A foot of snow.. which is considered to be a “normal” Canadian winter.
(I kid.. I kid… sorta..!)
Example: This is what I had to go out in one day to get to my prenatal appointment
All the buses were running, shops were open, people were going to work and life went on as usual, albeit a bit slower than normal.
By the next day, all the snow plows in Toronto had done their job wonderfully and the roads were salted, and black again.
(This is not the case in Montreal by the way. They’re either too corrupt at the mayor’s office, too poor or too lazy to do the job the way Toronto does it for snow removal.)
So as a Canadian I’m watching these disaster reports on CNN, hearing how shops are all closed in Washington D.C. because of a foot of snow, and people are staying home instead and thinking:
That looks like a normal Canadian winter to me.
That said, it’s an unfair comparison because it is not normal weather for them there… but there should at least be some quick emergency tips given out by the government on how to deal with it, namely:
- Don’t try and go at the speed limit when you drive, this will not fly (go slower..!)
- Don’t gun your engine when you drive, it just makes you skid
- When on ice or any slippery surface, drive slowly and carefully
- Walk like a mountain goat — firmly but gently put your foot down on the ice one at a time, don’t try to walk normally
- Bundle up and don’t expose skin or get it damp/wet (I do this at any temperature below -10C or 14F)
Click to embiggen any image below.
INCOME = $360.94
- Consignment: $177.38
- Bank Interest: $109.52 (was a promotional period of 2.5%)
- Google Adsense: $68.15 — Ouch y’all! This number has been steadily dropping…!!
- Credit Card Rewards: $5.88
- Found money: $0.01
EXPENSES = $971.59
WOOO!!! HOOOO!!!!!!!!! UNDER $1000!!!!!
Can you believe this insanity?
I can’t. I can probably get this down lower too, seeing as I got stuff repaired and tailored this month (wait until you see what I did to that super soft vintage Jaeger camel coat I bought) and it was around $118.
TOP 5 CATEGORIES OF SPENDING
SAVED: ON WARDROBE THIS MONTH
Surprise, surprise. I returned a jacket I had purchased (it was cheap camel hair) and got $28 back. 😀
SPENT: ON A MEMORY BOOK FOR THE BABY
I really hate paper in general but I wanted to have a physical memory book to hold things for Baby Bun.
My mother did one for me (sort of, she gave up half way through), and I really want to do one for each of my children.
SPLURGED: ON REPAIRS AND TAILORING JOBS THIS MONTH
Before Baby Bun arrives, I did the following, with pictures to follow in a later post!
- Tailored those Banana Republic winter white wool pants to remove pockets
- Added little cuffs to my vintage Jaeger camel coat
- Added straps to my vintage blue and white cotton sundress
- Repaired a purse (the pins came out and I made them glue/hammer them back in)
All totally worth it.
NET WORTH: $222,681.60 +1.8% increase or +$3943.95
This is my face: O_O!!!
I can’t believe I hit my highest net worth yet considering I made about $360 in income this month.
That spike makes my jaw drop.
Guess it was worth it to have a good chunk of my assets in USD rather than CAD, which accounts for part of that rise.
This is not counted as “income” because I do a DRIP (dividend reinvestment program to buy more stock which also saves on broker fees.)
MY 5 FAVOURITE POSTS FROM THIS MONTH:
- How much money does it take to become a top-tier fashion / style blogger?
- What you can claim as expenses as a blogger (follow-up post to #2)
- What is your personal finance (PF) score?
- 10 reasons why sleeping on a futon is the best bed you’ll ever have
- Principles of a Practical Minimalist Wardrobe
BEST BLOG FEATURES FROM THIS MONTH:
- Suki uses my budgeting and expense tracking sheet and loves it enough to recommend it, not to mention this kind endorsement from A Money Goddess.
- EconoMag featured my post on why I am not paying for my kids’ college educations.
- Cassie thinks I’d approve of her wedding choices ..and I DO!! Who wouldn’t love it if a bride stacks delicious, delicious macarons on a platter instead of having a heavy wedding cake?
(Not that I’d say no to the wedding cake either, mind you…)
- Jane Savers also enjoys my budget roundups, which is a nice thing to hear!
- Bridget over at Money after Graduation is hosting a twitter chat about taxes, and mentioned my post on how to file your income taxes as a blogger. Vanessa, Cassie and Jessica found it informative as well.
- eemusings linked to my post on how much money it takes to become a top-tier fashion / style blogger, and liked my post on getting to know a blogger better so much that she did it herself!
- No more spending enjoyed my final 2013 year end budget roundup as well!
- Erin, who can’t figure out what to call me (call me saverspender, I had to rebrand the name), was totally inspired by my post about wanting to declutter my parents’ house and throw out EVERYTHING.
- J Money (friend and fellow crazy PF blogger) listed out all the publicly posted net worths of personal finance bloggers. Check it out!!! I only have to beat 16 people ahead of me to make it to the #1 spot. O_o Oh and he also liked my post on how everyone has to manage their money, even celebrities!
- Money Stepper and Jane Savers also liked this post on how to calculate your PF score but Jane found it a bit depressing.
- Cassie liked my post on how to build a practical, minimalist wardrobe.
- Blonde and Balanced watched that video I linked to about the Bond between a Mother and her Daughter. You know, the one I told you to stay at home and watch because of impending waterworks!
- Million Dollar Diva liked my post on how even celebrities have to manage their millions or risk losing all their money.
- Revanche liked my Finnish baby box link!
CARNIVALS I SUBMITTED TO:
- Carnival of Personal Finance #420 hosted over at Start Freelancing Now with this post on how much money it takes to become a top-tier fashion / style blogger.
- Carnival of Personal Finance #421 hosted by L Bee with this post on the difference between Canadian registered retirement plans: TFSA and RRSP
- Carnival of Personal Finance: #452 hosted by Growing Money
TO EVERYTHING! I’m so excited about my expenses being below $1000, I’m even more motivated to keep it that way for March.
HELLO MARCH!! I am so excited to NOT be spending a ton of money.
Maybe I can keep my expenses to under $800 this month.