In Budget Roundups, Money

December 2018: The Net Worth and Investments

Sherry’s February 2018 Net Worth

Or a decrease of…
-$21,520.48 or -2.79%


So… you can earn a great income, but if you spend it (*ahem* $5000 in luxury spending), and the stock market goes down the drain, there is not much you can do to combat it.

The best thing is just to:


Just keep calm, try not to get fired from being too vocal and frustrated at work… and keep on with a great freakin’ offense. MONEY MONEY MONEY.

Then the great defense is to *cough* stop spending on designer bags. Ugh. Once the gates opened.. omg…

But look! 😀


Little Bun’s February 2018 Net Worth

Or a decrease of…

-$993.09 or -3.80%

This is how I invest his money in the stock market.

Little Bun knows the whole point is just to stay calm and keep invested.

He started the year with $23,000, his peak was $27,000 and he went down to $26,000 but he is still up from the start of the year.


We will continue to plow his money from the government into the market, and that’s it.


November $304.56

December $640.97

I don’t have the December numbers yet, but in my 2018 Yearly Roundup, if I wait a week or so, I will have the numbers ready.

The plan for my dividends was to eventually reach a $1000 / month average, and that is coming along nicely.

I would eventually like to have it reach $30,000 but even if I don’t, I am okay with other sources of income supplementing it until it reaches that.

I just need to make more money, save it, buy more stocks that pay dividends, wash, rinse and repeat.

How did your year end month go so far?

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

Week of Money: Holiday Week!

Posted on January 23, 2020

What does living off your investments mean?

Posted on December 18, 2019

Previous PostDecember 2018: Income & Expenses Budget Roundup
Next PostThe more space you have, the more you need... or do you?


  1. GYM

    Beautiful bags! Keep calm and invest on. It’s good that you are working right now to be able to put more capital into your investments. If I was on mat leave I would be panicking as it’s nice to have cash on hand to buy more.

    1. Sherry of Save. Spend. Splurge.

      This year, 2019, is going to be my BOSS year. Money money money, save save save, build and smash that $1M mark. I have a goal. It is within reach.

  2. Grace

    I will see a dedicated post about the bags you purchased!


Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

$35 The Wealth Building Tool

Like a Boss Library (Sherry’s Books)

Referral Codes

Free Money Surveys
[ Use this link ]

[ saverspender ]

Shopping Cashback
[ Use this link ]

Clothing Resale


Private Lending
[ 7b03f0 ]

No-Fee Banking
[ 32726976S1 ]

Discount Brokerage
[ o0soehds ]

Social media scheduler
[ saverspender ]

Blog Ad Network
[ Use this link ]


Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.