December 2013 Budget Roundup = $217,275.17 or a decrease of -($914.10) or 0.42%
TELL ME AGAIN WHY DON’T HUMANS LAY EGGS AND SIT ON THEM INSTEAD?
*sigh* I am not looking forward to childbirth. Who does, anyway..? Other than the motivation of having to get through it to meet your new baby, it is not something I am eagerly anticipating.
I mean the description I am getting all around “imagine squeezing something the size of a grapefruit with shoulders out of you….“, not to mention the actual pain and bruising that comes with the epidurals (yep, DRUG ME UP IF YOU CAN), and then recovering from having a grapefruit with shoulders come out of your… you know.
Kind of wondering how Michelle Duggar did it 19 times and still wanted to go back for more.
I was also told my baby is measuring on the small side.
Was this not a good thing? Apparently not. I lost 2 pounds this month. The nurse was not happy with me, but I had no explanation.
This freaked me out, but then again.. I am small to begin with and it is hard for me to put on weight, so it stands to reason.
This conversation between my mother and I made me laugh the other day:
My mom: Be prepared when the baby comes out. They won’t look like what you’re expecting.
Me: I know that already. Newborns are hideous.
They won’t be cute until after the first month. They kind of look a bit like wrinkled aliens. I’m ready!!
AdinaJ‘s tweet to me also made me laugh:
STRESS IS WHEN YOU BUY $300 WORTH OF CHRISTMAS FOOD & THE ELECTRICITY GOES OUT
I did not sleep a wink December 21st 2013.
Because we had JUST gone out and purchased about $300 worth of Christmas food for our Christmas week of feasting (yes a week, we are too greedy to keep it to just a day).
… so when the electricity went out at 3:30 a.m. in the morning of December 22nd 2013 because it was raining so hard, I didn’t sleep at all after that.
All I could think was:
We just spent $300 on delicious food to cook and now it will ALL BE RUINED AND ROTTEN IN THAT #%@#%( FRIDGE.
*stressssss* *toss* *turn* *freak out*
Why the EFF do we not have the fridge on a backup generator!?
Then I fell into an odd half sleeping state where I was walking around outside totally naked, and no one cared.
(I blame the baby hormones.)
Woke up to a working fridge and electricity.
All the rain from the night before froze into 1″ sheets of ice, covering trees, sidewalks, you name it.
Couldn’t even open the front door, it was frozen shut in a thick coating of ice that looked like this:
Epic Christmas feast pictures to come in a later post.
Am also thinking of buying this for the next time because I can’t stress like this any more.
I AM NOT GOING TO SET ANY GOALS FOR 2014 – WHY LIE TO MYSELF?
Well except for this one because it’s inevitable:
Meet newborn baby and try not to screw up baby’s future and life as a new parent.
I do have a shopping challenge coming up but it’s not a goal per se. It’s a challenge to see if I can do it, but it doesn’t mean it is set in stone and I will cry in December 2015 if I don’t achieve it.
What’s the point of a goal for 2014, really?
I have no guaranteed income coming in, expenses will stay pretty much the same (actually, they’ll probably drop as my emergency fund dwindles down).
See, I had such good goals for 2013, but couldn’t force a contract out of anyone (many companies were waiting for economy to improve and holding off on projects) so I ended up making $0 from my real job this year.
With baby on the way, I have a no travel advisory on my body and as a consultant, this is a no-go.
So yeah while I will casually try and hit $250,000 as my net worth, I am not going to bother setting any money, career, or whatever goals. I never meet them anyway, I just do what I want.
Why lie to myself?
INCOME = $501.67
EXPENSES = $2142.51
I think this may be the lowest I’ve seen it so far this year. This means … this is actually doable. Shocker.
TOP 5 CATEGORIES OF SPENDING
I am so proud of myself, you don’t even know.
My RENT made it above WARDROBE this month.
SAVED: $50 ON THE PREVIOUS DYSON HOT + COOL FAN & ANOTHER $100 ON A NEW ONE
Who says Boxing Day is for chumps?
SPENT: ON CUTLERY DURING BOXING DAY
After stalking this particular cutlery set made in France, we jumped at the chance and bought the 8 sets we needed this month.
Cost us a pretty penny (around $60 a set) but it was cheaper (MUCH CHEAPER) than had we just bought them when we saw them.
SPLURGED: ON A CHRISTMAS FEAST!
Food pictures to come (as mentioned above), but we had a lovely Christmas feast. Baby Bun was very happy.
NET WORTH = $217,275.17 or a decrease of -($914.10) or 0.42%
(Update (Jan 10th 2014): Numbers are in the table and net worth corrected. Big thanks to reader Anon for catching the error! Much appreciated.)
All that matters to me is that from January to now, my net worth has gone up despite the fact that I did not work the entire year and then traveled for a few months to Europe to boot.
….while spending like a crazed rockstar.
NET WORTH FROM THE PAST 12 MONTHS
Look! My January net worth was so low that my December net worth looks positively sexy in comparison.
Low expectations = Awesome.
DIVIDENDS REVIEW = $136.26 last month!
I’ll do something more comprehensive in my Yearly Roundup, but this month I earned in about $136.26 in dividends last month (November 2013) which were re-invested back into buying more stock.
Since Questrade does not issue statements until the middle of the following month, I will not have current / final December stats until later on this month, in which I will just post them in my Yearly Roundup.
MY 5 FAVOURITE POSTS THIS MONTH
- When should a woman have her first baby?
- Let’s give those generous rich folks a break, OK?
- What my father learned growing up about money
- What it costs to buy a home versus renting one
- How I reached a No-Gift Minimalist Holiday
BEST BLOG FEATURES FROM THIS MONTH
Made it to Nelson’s super picky Top 10 Best Links of 2013 with my post on how I made thousands of dollars from virtual money online, and he also liked my rather detailed post on renting versus buying.
Makin’ the Bacon very kindly listed me as one of her 4 top blogs with interesting content. *touched* Considering that I myself ranted about this already, this comes as a great honour!
I’ve been outed by Anna for being a reading fiend. Guilty as charged.
… and this is such a sweet mention from Tiny Apartment Design. Thank you! I’m pleased to be part of your circle too 😀
Also, Charles of Getting a Rich Life has likened me to his online wife because this post I wrote. Mission accomplished! I have officially made it, y’all.
Living Rich Cheaply was shamed for his frugality for not getting his wife a gift (he caved), but at least he was inspired by my No-Gift Minimalist Christmas. I say if you get a gift, get a gift of food..!
I was nominated the award of Sisterhood of the World Bloggers by Simply Save. Thank you!
My 7 things about myself
- I can’t really stand to be idle. I mean I take a lot of time off from my real job (freelancing) but in between contracts I’m still working and blogging. Case in point? I have 2 years scheduled on this blog already. I am good until December 2015 as of today.
- I really really hate eating slimy food like okra and eggplant. If you prepare it well, I can eat it, but otherwise, it’s just ..ick.
- I hate Greek food. Sorry, had to throw that in there even though it’s another “food” thing.
- I had 3 businesses started when I was a kid. I ought to blog about this. *makes note*
- When I like music, I notice that I only like it if it has a catchy beat or melody. I care less about the lyrics or meaning.
- I play three instruments but am only really proficient in one if I am to be honest (I don’t practice the other 2)
- I hate wearing shorts and the colour orange in clothing
CARNIVALS I SUBMITTED TO
- Carnival of Personal Finance #432 Money Life & More Edition
- Carnival for Young Adults via Stepping it Down
- Carnival of Money Pros
I’m pretty excited for 2014.
It will be an epic year already, because I will get to meet my new baby and try my best not to screw up as a parent.
That’s pretty much all I am looking forward to, and that’s more than enough for 2014.
YAY! BABY! 2014!!