In Budget Roundups

December 2012 Budget Roundup = -($3206.63) or a decrease of -1.58%

LOOKING BACK

modcloth-time-to-prioritize-travel-more-work-less-t-shirt

This aptly named “Time to Prioritize” shirt pretty much says everything about my life post-college so far:

INCOME = $492.11

Not a pathetic $0!!!!! Hahaha. Okay, I know. I have to work in 2013, but I need contracts first.

  • $17.10 — November 2012 Google Adsense Income (sorry, I didn’t even realize I made any money)
  • $70.01 — December 2012 Google Adsense Income (whoa… that escalated quickly! 😀 )
  • $300 — Did 3 hours of freelancing on the side
  • $105 — Sold a few things

EXPENSES = $5058.67 (Eeep!)

The-Budgeting-and-Expense-Tracking-Tool-December-2012-Budget-Expenses

PIE CHART FOR THE EXPENSES

The-Budgeting-and-Expense-Tracking-Tool-December-2012-Budget-Expenses-Pie-Chart

TOP 5 CATEGORIES OF SPENDING

The-Budgeting-and-Expense-Tracking-Tool-December-2012-Budget-5-Top-Categories

NET WORTH = $200,145.63 or a -($3206.63) decrease or a -1.58% drop

The-Budgeting-and-Expense-Tracking-Tool-December-2012-Budget-Net-Worth

I MADE IT!

I MADE MY 2012 NET WORTH GOAL TO TREAD ABOVE $200,000 WATER FOR MY NET WORTH!

Of course, this would have been better if I didn’t shop so much, but you say tomayto, I say tomahto

My investing however, not so hot because this market is making me #$*&!#&@$^@$.


*stays calm*

Overall the year has been decent.

My net worth went up and I met all my minimum goals, so that’s what matters.

NET WORTH FROM THE PAST 12 MONTHS

The-Budgeting-and-Expense-Tracking-Tool-December-2012-Budget-Net-Worth-Past-12-Months

LOOKING FORWARD

Taxes. Finding a contract. Taxes.

That about sums it up.

Hope you had a great December.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Holy crap. I can retire today if I wanted to.

Posted on September 16, 2019

Previous PostThe Ideal Household Budget for Spending
Next Post2012 Final Year End Budget Roundup = Net Worth +44,928.58 or 29% increase from 2011

9 Comments

  1. hereverycentcounts

    It sounds like we’re in a similar place. I too had a goal to hit $200k in networth last year and made it (though with the drop in AAPL share price I’m down below this again.) I really like the style of your blog and your budgeting tools. I use Mint.com for my budget, it’s easier than doing it in a spreadsheet but then I have a spreadsheet where I OCDly track my networth by every account and stock purchase twice a month. What’s your networth goal for this year?

    Reply
    1. Mochi & Macarons

      $250K is my minimum. I want to save about $50K a year.

      Reply
  2. Alyssa

    I own that shirt and I love it. One of my all-time favorite pieces of closing

    Reply
    1. Mochi & Macarons

      I really want to buy it, except I know that my personal style leans AWAY from graphic t-shirts unless they’re obscure, so while I enjoy the idea, I’d probably never reach for it.

      Reply
  3. Cassie

    Almost $180 on macarons and loose tea?? Dear god girl, you’re living my dream life, lol. After seeing that 50% of your spending went to clothing this month, I’m eagerly awaiting that what I spent post!

    As an aside, Williams Sonoma falls under Medical?

    Reply
    1. Mochi & Macarons

      Yeah I’m insane. But I don’t get Macarons everyday it is only if I am in Montreal I am near them. Otherwise I tend to not buy any because Toronto is disappointing.
      Oops!! W-S should be under Household.

      Medical is vitamins and so on.

      Reply
    2. Mochi & Macarons

      Yeah I’m insane. But I also

      Reply
  4. Son

    I hope all that wardrobe money wasn’t spent because of my enabling. *whistling*

    Reply
    1. Mochi & Macarons

      No I didn’t get anything from Dorothy Perkins. It’s all mostly Canadian places.

      Reply

Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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