In Life

Conversations… with Save. Spend. Splurge.

Found a great list of questions from this book:

..and I thought it’d be a laugh to do it!:

When I wake up these days, it is usually because of Baby Bun or my alarm for work went off.

I head to the bathroom, do my morning facial routine (exfoliate, cleanse, moisturize then slap some minimal makeup on*), then I dress in the outfit I pre-selected from the night before so that I don’t bother anyone else in the house. The only thing I haven’t chosen beforehand is my jewellery.

*I have been wearing less and less makeup because of my new routine which includes my Holy Grail brand Paula’s Choice.

Before I go to bed I usually give Baby Bun a bottle of milk, wait for him to finish it, kiss him goodnight and close the door.

He has learned to not expect to be rocked to sleep for naps or for bedtime, and a bottle of milk at night after putting on his sleeper means bedtime.

Then I do my nighttime routine (pretty much like my morning routine just without makeup), and either have a light dinner with my partner, or we both settle into bed and read; me on my Kobo Glo and him on his iPad.

A well dressed woman/man should never look overdressed or like they’re trying too hard.

It hurts my eyes and my brain when I see people wearing earrings with necklaces and fiftybillion rings, paired with a scarf and a belt, then mixing 8 prints in 5 loud colours.

Or worse, women who look like they try too hard to look chic with 6″ platform heels (those are actually pretty ugly), or men who wear logo belts.

Women should always be able to take care of themselves financially.

Men should never expect women to be dependent on them, nor to be dependent on them, financially.

The best thing that’s been said about me is that I know what to do in almost every situation.

The biggest misconception about me is that I know what to do in almost every situation and have it all together because nothing ever goes wrong in my perfect life.

If I weren’t doing what I am doing today, I’d be a brokeass clothing designer, stylist or wardrobe organizer/shopper. Cliche but I really feel like I’d have learned how to make clothes, jewellery and/or basically put people’s wardrobes and outfits together for them.

My legacy will be Baby Bun, my money to help him live a comfortable life, and probably this blog because nothing will ever really be deleted from the internet.

A great idea is useless without any action taken and hard work put into it.

Botox is unnecessary and overrated. I guarantee it has never made anyone who is older fool anyone else into thinking they’re younger than they really are.

My mother is my role model heroine for what she had to go through as a child and in her adult life.

The soundtrack of my life would be too varied to list. Jenny from the Block comes to mind, with the refrain “I know where I came from..

The future is today. It’s never too late to change things you don’t like about yourself, your life, your career… anything.

Happiness is any time your baby giggles with their whole belly or when your baby falls asleep on your chest and is totally, utterly content and secure in your presence.

(That, and when they first start sleeping through the night for at least 9 hours straight because you let them cry it out.)

There’s a time and place for manners and being a professional at work.

There is too much waste in the world from fast fashion to our natural resources. I wonder what we will do when it is too late.

In the end, I wouldn’t change a single thing about my life; not even all of the mistakes I have made because of the opportunity I had to learn from them.


If you want to do this (and I hope you do!) here are the questions:

When I wake up

Before I go to bed

A well dressed woman/man

Women should always

Men should never

The best thing that’s been said about me

The biggest misconception about me

If I weren’t doing what I am doing today

My legacy

A great idea

Botox is

My mother

The soundtrack of my life

The future


There’s a time and place for

There is too much

In the end

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Posted on November 17, 2013

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  1. Bridget

    Haha this was awesome.

    Your happiness is so sweet =D

  2. ArianaAuburn

    When I wake up, I feel content because I get to live another day to become more educated in the field I want to work in.

    Before I go to bed, I feel like I don’t want to, sometimes.

    A well dressed woman/man will always wear clean clothes and shower before coming to work. Seriously.

    Women should always take care of themselves even if they claim they do not have the time to do so.

    Men should never expect a woman to always take care of them. We’re not immortal!

    The best thing that’s been said about me is that I am small or little (so far).

    If I weren’t doing what I am doing today, I would still be in my old job stressed out and miserable with a broken marriage under my belt.

    My legacy has yet to be seen.

    A great idea is an idea that you won’t give up on no matter how difficult it is to execute it.

    Botox is another way for a plastic surgeon to make money off of you.

    My mother is a tough woman.

    The soundtrack of my life is a mix of Mozart and heavy metal music.

    The future is something I look forward to because I don’t want to look back anymore.

    Happiness is hearing Cutie laugh.

    There is a time and place to get the edge off after a long, hard day.

    There is too much intolerance in a mostly globalized world.

    In the end, I would give anything for more wisdom on my decision making and life choices.

    1. save. spend. splurge.

      I LOVED your answers, particularly:

      My legacy has yet to be seen.
      A great idea is an idea that you won’t give up on no matter how difficult it is to execute it.
      Botox is another way for a plastic surgeon to make money off of you.

  3. The Asian Pear

    When I wake up… I want to go back to bed. XD

    1. save. spend. splurge.

      I am OK with being up as long as I slept well…

  4. Clarisse @ Make Money Your Way

    When I wake up I always say a short prayer thanking God for another day. Kiss my daughter and wake her up because she needs to go to school.

    1. save. spend. splurge.

      That’s very peaceful of you


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