Investing Series: Scared of investing your money and have no clue WTF you’re doing? Start here.
This is a part of the Investing Series. ————————————————- I am seeing a trend when I talk to people who are not part of our little personal finance
Where and how to start cutting in your budget when you need to save more money
I am not using myself as an example because I do not have a steady income and my expenses are not very controlled because I don’t really need to control them as long as I don
The 10 Golden Rules of Personal Finance
There are very few exceptions to what I call the 10 Golden Rules of Personal Finance. Don’t regularly spend more than what you make* Your gross income is not what ends up in
What is the one luxury you can’t give up in your budget?
For me it’s a hot drink like a tea or a drink at Starbucks — white hot chocolates, chai lattes, or green tea lattes. I only gave up those drinks temporarily for Baby B
My journey from $60,000 in debt to $200,000 as my net worth
On occasion, I review my net worth journey and subsequently, my money journey, going from being in debt to having a 6-figure net worth. It’s kind of my only motivation not to
Don’t wait to enjoy your life
Former Finance Minister Jim Flaherty’s death at 64 made it all the more clear to me that you shouldn’t wait until retirement to enjoy your life. He died of a massive
How much should you have saved for retirement by age 30 – 35?
Taking into account that you probably had anywhere from $16,000 – $60,000 (*raises hand*) in student loans, having ANYTHING saved for retirement by the age of 30 would be a m
How to guess what you are spending before budgeting or tracking your expenses
When you first start budgeting and you have NEVER tracked your expenses, it can be hard to know what you are really spending on things like gas, food, and eating out. Here are a fe
How to declare your income and expenses as a blogger (Canada)
It occurred to me as I was filling out my taxes this year that maybe people don’t know how to claim blog income (that is, if they don’t use an accountant). It’s a
How to get out of debt in 10 steps
I feel like this topic has been flogged to death but that’s because I’ve been blogging about money since 2006, so I understand that for newcomers this is totally overwh