The Credit Card Lesson of the Day: Keep your receipts!
So I think I may have mentioned this some time before, but my unusual-but-effective way of paying my credit cards each time I pay with it goes a little something like this: Buy som
How I got out of $60,000 of debt in 18 months by the age of 25
I am still getting questions about how I got out of $60,000 debt at the age of 25 in only 18 months (a year and a half), so here it is. 1. I MADE A GOOD SALARY IMMEDIATELY Low inco
When should you “retire” and start taking Canadian Pension Plan (CPP) Benefits?
As someone who is thinking about retirement at an early age, the Canadian Pension Plan (CPP) has always been a bit of a mystery to me. (Not to be confused with the other two OAS (
Investing Series: What exactly is the Stock Exchange? (Video)
This is a part of the Investing Series. ————————————————- Ever wanted to know how the stock exchange works in general? This is a SUPER simple and e
There will never be a right time for anything
When is it the right time to.. Clear your debt? Have a baby? Start saving for retirement? Take that dream trip? The answer is: There will never be a right time for anything. There
Why my credit score is only “Fair” and how to improve it (if I wanted to)
I check my credit report (free once a year) and credit score (not free) every year. WHY GET A CREDIT REPORT AT ALL? To make sure your information is correct and up to date (sometim
Tips and Tricks: How to handle regular banking with an online bank
I’ve been with online banks since I was 19 (like President’s Choice (PC) Financial or Tangerine in Canada). I basically hate paying bank fees, don’t like leaving
Why a car is a non-essential luxury
A car, is a luxury. Obviously, if you live in the middle of nowhere, a car would be an essential, but only if you couldn’t move to an urban city where public transportation o
What are ‘Wants’ and what are ‘Needs’?
Here’s how I see it. NEEDS: Basic Food — Cooked from scratch Shelter — Rented or not, ideally in a safe environment Clothing — Basic clothing to keep warm (
Retirement Strategies for 30-year olds
You can read the entire article here and I highly recommend it, however I’ve summarized their advice into these bullet points. A lot of their advice overlaps from one person