In Budget Roundups

August 2016 Budget Roundup = $505,631.55 or a decrease of $3333.91 or -0.66%

LOOKING BACK

All my ramblings from this month can be found here. I need a break, which sounds so effed up to me because I am not working so what do I need a break from… but there you have it.

I need a break.

Just hope I can take it before the end of September, but things are insanely busy.

aint-nobody-got-time-for-dat

INCOME = $0

Yeah, well. 🙂

I’ll have some income coming in next month from selling stuffffffff.

EXPENSES

So.. now that I own a condo, I don’t have any more of my money making money on the stock market (about $300K of it), so this is what I am left with.

Plus, all this SPENDING. Appliances, fixing up the place, rugs.. OMG. It’s just.. spent money.

ZERO return. I can’t even resell this stuff, really.

save-spend-splurge-august-2016-budget-roundup


TOP 5 EXPENSES OF THE MONTH

save-spend-splurge-august-2016-budget-roundup-top-5-categories-of-spending

NET WORTH = $505,631.55 or a decrease of $3333.91 or -0.66%

save-spend-splurge-august-2016-budget-roundup-net-worth

Well at least I am still over $500,000….

NET WORTH FROM THE PAST 12 MONTHS

save-spend-splurge-august-2016-budget-roundup-net-worth-12-months

BABY BUN NET WORTH = $14,576.26 or an increase of $559.46 or +3.84%

save-spend-splurge-august-2016-budget-roundup-net-worth-12-months-baby-bun

Baby Bun is KILLING IT! 🙂 I love watching his net worth grow.

LOOKING FORWARD

No bueno for next month either.

I have to fork out $2000 to fix the car because my partner took it in and apparently it needs everything replaced underneath.

O_o

There goes any kind of savings there.

I am considering that this month is a wash because we are still spending tons of money to fix up the place and it is not easy to get it all done on a budget when things just keep cropping up.

Ugh.

Money suck. Homes are a money suck. Luckily I had money saved aside for all of this even while not working.

I am hoping for some income as well to offset the spending, particularly on the car.

I also can’t wait to show you how much work I have been doing on tracking and managing my wardrobe. More to come. I am surprised by the numbers!

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Sherry of Save. Spend. Splurge.

Millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. Since then, I have paid my $600K home in cash (my half was $300K), my $180K casr in cash, worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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4 Comments

  1. raluca

    Yeah, homes are a money pit, but then, you were paying for this anyway, through rent. I mean, if your landlord was a pro, he’ll have factored these costs into the amount of rent you were paying. At least, I am, in the appartment I’m renting out, because furniture needs to be replaced every now and then, so the rent should cover that and still allow me to make a profit.
    But as Taylor mentioned, this is just a bad time at the beginning. You will then enjoy the furniture for a long time and won’t have to fork out any money anymore.

    Reply
    1. sherry@savespendsplurge.com

      I’m trying to reconcile this with a bill I got from the city as my “Welcome Tax” (one year’s worth of city taxes) that is a one-time fee. $8K.

      Reply
  2. Taylor Lee @ Yuppie Millennial

    The money suck feeling goes away for the most part after the initial constant bleeding stops. It took me a year.

    Reply
    1. sherry@savespendsplurge.com

      I am thinking two years for me. I am waiting even still for furniture..

      Reply

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