In Budget Roundups

August 2013 Budget Roundup = $208,293.50 a decrease of $3411.66 or -1.61%



You may have noticed just how awful my site became when I left on vacation.

Basically, my theme totally tanked about a week after I left for Europe by having major stylesheet issues, and then my hosting service (Bluehost) was not doing me any favours either by going down and basically being #*$&@*(#%&.

By the time I got to the end of August I couldn’t take it any longer.

I switched hosts (am with MDD Hosting now), and bought a theme for the site which I am trying my darndest to keep as standard as possible.

I am so sorry for all of the mess you had to experience while I was gone, but I guess I am being punished for it accordingly as you are not coming back to the blog.


Sorry πŸ™


I was 100% fully in Europe, and starting to get weary of it all. The crisis just became worse from when we last visited in 2009 and frankly, I am not going to go back any more.

Everything is too expensive now, the quality has dropped significantly to the point where Canada and the U.S. has far better food to offer than Europe (at least, where I visited in France and Spain).

I could not be happier to be a Canadian. Just look at how beautiful our natural landscapes are!


Quebec, Canada

INCOME = $525.88

EXPENSES = $1798.76

Save-Spend-Splurge-August-2013-Expenses Save-Spend-Splurge-August-2013-Expenses-Pie-Chart


SAVED: On Rent

Wasn’t here to pay rent, so didn’t pay it!

SPENT: A lot on Wardrobe

Wait until you see my epic haul from August.

SPLURGED: On a Pedicure

I don’t normally get pedicures but my feet totally needed it.

NET WORTH = $208,293.50 a decrease of $3411.66 or -1.61%






One. What stock options are from Joy of Her Every Cent Counts: Faux Golden Handcuffs: A tale of startup stock options.

Two. The frugality and humility of American football player Alfred MorrisΒ is a great spotlight by Debt Blag on being frugal as a virtue.

Three. Cassie muses on the authenticity of buying souvenirs while on vacation, something I personally struggle with as well when I travel.

Four. Want to throw a Star Wars themed party? I think what they did was fantastic and beyond creative.

Five. Monevator is thinking of throwing money into Europe. I am too.

Six. Leslie tackles the question of dealing with family members who think they’re entitled to YOUR MONEY.

Seven. PK asks if you made more money than you did 6 years ago.

Eight. High quality furniture really does cost less in the long-run, so sayeth millionaires next door.

Nine. Vanessa brings up great points about what being a celebrity costs you.

Ten. JT delivers the secret of beating the stock market by 200%.


None. πŸ™

Due to my horrible transition from one blog host to another, my theme giving me problems, having limited internet access.. all of this spells disaster for blog anything.


No more goddamn server problems, hosting SNAFUs and theme breakdowns.

Gawd…. if I never have to fix this stupid blog again it’ll be a blessing.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Cassie

    Well, your blog problems didn’t keep me away πŸ™‚ Thanks for the link love!

  2. C.M.

    Looking forward to tomorrow! I love to see what you buy.

    By the way, I just ordered a pair of black Bloch flats and I can’t wait to see how they fit! I’ve been searching for a pair of nice black flats that aren’t made in China for a looong time. I know you posted about flats a while back. Did you ever find a good pair?

    Belated congratulations on your pregnancy!

    1. saverspender @ save. spend. splurge.

      I have not found a good pair yet… that is not made in China.

      The Fryes in the end stretch out WAY too much to be perfect. The leather is too soft and of too good of a quality as a flat, and should be kept as boots or a bag.

      I am now looking at Taryn Rose, but I can’t seem to find a non-hideous pair.

  3. Lisa E. @ Lisa Vs. The Loans

    Ooh can’t wait to see your wardrobe haul!

    1. saverspender @ save. spend. splurge.

      That’s tomorrow πŸ˜‰

  4. Ariana

    I follow your blog and I admit I was confused by the problems I had reaching it (whether it was from Europe or the US). I am glad your blog is up and running normally now.

    Your budget roundups are impressive and look like works of art!

    1. saverspender @ save. spend. splurge.

      You’re telling me. I was having a heart attack in Europe! πŸ™‚

      Thank you

  5. Jane Savers @ Solving The Money Puzzle

    Are you going to raise the minimum you want to make very month from $500 to higher so you can bank some for the months when the baby arrives and you are too tired or too busy to meet the $500 minimum?

    1. saverspender @ save. spend. splurge.

      Nah. πŸ™‚ $500 has always been a casual goal because I don’t really need the money. I am not hustling for any cash, it was just a challenge to see if I could make it without doing much.

      The real money has always been my real job, and unless I get a contract, I can’t bank any real money.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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