In Life

Ask me anything!


Log in as Anonymous or put a fake email and name if you want.

I may or may not answer certain questions to preserve my identity but I’m a pretty honest person who is an open book on this blog (and in real life… actually).

I’ll answer all the comments in another post.

Post is open for commenting until the end of the month or when I think I have enough answers to make a post.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Ask me Anything! – Responses Part Two

Posted on February 26, 2015

Ask me Anything! – Responses Part One

Posted on February 19, 2015

Previous PostIn the world of Save. Spend. Splurge.
Next PostObservations of a New Mother and Parent: Round Five


  1. Ash

    Your answer in part 2 about how you organise your closet triggered this question. Could you please share some photos of your closet? It sounds so neat and organised!


    1. I have a question about your futon :)))- is it high maintenance? With ours we have to air it in the sun every few weeks or so to keep it fluffy.

    2. What would you do if you won the lottery- like $20million?

    3.Who are your style icons?
    Love your website!

  3. Rose

    What’s your favorite fragrance?

  4. E

    Can you talk about how you got into the consulting business and how you made your way up to making what you make?

  5. Sally

    Fun!! Hmm, OK I will get personal:
    -How many children would you like to have?
    -Do you prefer the city or the country?
    -What does your dream house look like (if you have one)?
    -Is your partner in the same field/industry as you?
    -Who influenced you the most growing up? Did you develop your personal values as a result of people in your life, experience, certain books, or a combination of the three?

  6. Jenn

    >where are your favourite places to shop in Toronto?
    >how did you decide to go into consulting? and how did you start doing that? It’s something I have thought about doing but am so lost on how to start.
    >any investment tips for a young 25 year-old just starting to invest that lives in Toronto?
    >what are your favourite places to eat in Toronto?

  7. Jane smith

    My questions(s)
    How do you explain length of time off between contracts or is this even necessary?
    How do you maintain references for future contracts when key people have moved on from previous placements or do they ask for references.


  8. Cassie

    How have your views on motherhood changed since having baby bun? What did you think you would never do, which you now find perfectly normal and acceptable? Conversely, what did you think you were going to do, which you’ve now decided isn’t the best for your family?

  9. Heather H

    Retirement check: We are a married US couple (ages 47 & 45) with $910k in retirement accounts plus some military pension. At a high level are we on track?

  10. anonymous

    Has anyone recognized you (based on your clothes, etc) from the blog?
    Do you still have a Made In China ban, or have you allowed exceptions since then?
    Have you considered writing a book (ebook, finance, fashion, memoir, fiction, etc)?


  11. alana

    What are the best places for a smart, focused but friendly thirty something individual like myself, to meet like minded people in Toronto?

  12. Jules

    where do you thrift/bargain shop for clothing and accessories, shoes in Montreal? Favorite places, suggestions…

  13. Financial Underdog

    If I have lots of room in both RRSP and TFSA, average household income, in my early 30’s….where should I dump money first?

  14. ArianaAuburn

    My questions are:

    *Where/how did you learn to negotiate rates while consulting (book/classes)?
    *How do you manage to find the coolest clothes/beauty products, etc.?
    *Have you ever felt “burned out” from traveling a lot?
    *When you retire, which country would you like to live in?

  15. Barb

    I have a few questions:

    – how do you organize your closet?
    – how do you spend your weekends?
    – how do you think Baby Bun changed you ( your life goals, priorities, relationship with your partner and so on.)

    Thank you!

  16. Taylor Lee @ Engineer Cents

    How fun! My questions are…
    * Do you cook? / What is your favorite thing to cook?
    * What has been your favorite place to stay/visit/eat/etc States-side?
    * Favorite fashion designers?
    * How did you get into your current field?
    * How did you find your first clients when you started consulting?
    * Do you invest your money? If so, what’s your portfolio look like?


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.