April 2019: The Net Worth and Investments
Sherry’s April 2019 Net Worth
$840,981.26
Or a decrease of…
– $1395.21 or – 0.17%
APRIL SHOWERS BRING TAXES
OK that doesn’t rhyme, but April is the month where I ALWAYS get slammed with taxes.
I made good money this month (over $20K in income), but taxes.. taxes kills it and sucks the soul out of your money. HAHA!
I also make donations at this time of year, and that also drags down my net worth. Money. What’s the point of it if I can’t help with it?
Anyway, that is why my net worth decreased, and I did also spend a little more on gifts and jewellery this month (yay shopping) like picking up under $20 USD gold and silver bracelet cuffs on Poshmark. I picked up over 8 of them, and they are all stunning over $100 USD pieces like this, but I scored it for $20 or less, each.
I love these cuffs all the way up my arm like this:
And I love lace necklaces to go with outfits like this, wide-legged pants and a wool jacket. This is one of my top 25 favourite outfits of all time, I swear. It looks and feels so good…
YOU CAN FORGET MY $1M NET WORTH GOAL THIS YEAR
Out the window.
As I mentioned, I am ending my contract and refusing extensions. I’m going to take the summer off and take a break.
I won’t have a $1M net worth this year unless a miracle happens. *shrug* It’s just money.
I sometimes have to remember that I am only in my mid-30s. I have achieved, saved a lot.. what’s the rush? I need to relax a little and enjoy life a bit more.
This is what it looks like this month:
And I’d say the past year has been a success net worth wise.
I can’t complain, really.
If you are interested, my money is parked here:
- EQ Bank: Good, general 2.3% high interest savings account; subject to change
- Tangerine: Use my Orange key { 32726976S1 } for free money ($50 once you deposit $100; and I get $50 too)
…credit card extra rewards cashback savings here:
- PayTM Canada and PayTM USA is also how I pay my municipal taxes, utility bills and so on with my CREDIT CARD (yes!! TO GET CASH BACK) plus I earn PayTM points for Amazon, Starbucks gift cards etc… Use my referral code [ PTM210713 ] for a free bonus 5000 points ($5 gift card)
…and invested here:
- Lending Loop: Use my referral code { 7b03f0 } to earn $25 once you lend out $1500 to small businesses yourself; I have under $10,000 on loan right now. My yield is 11.8% right now (this is how you get started in private lending with Lending Loop)
- Questrade: Use my QTrade referral { o0soehds } for $50 in free trades (this is how you buy & trade on Questrade)
- TD Bank: In their E-Series mutual funds, I can’t move this locked in retirement money (this is how you buy e-series with them)
Little Bun’s April 2019 Net Worth
$29,976.53
Or an increase of…
+$886.31 or +3.05%
This is how I invest his money in the stock market.
GO LITTLE BUN!
<3
He is doing well.
DIVIDENDS FOR THE PREVIOUS MONTH
$1009.01
So far, so good.
I am going to push more money into the stock market once I get another contract. For now, I need to hoard all of my cash.
SarahN says:
I’m feeling you, on not renewing your contract and not worrying too much! I Spent nine months of the year long contract expecting to be without work and it came sooner rather than later. But due to aggressive savings, I’m still travelling for a month in Europe now. Cause what’s the point of money if you can’t enjoy it?
Actually, lately, whilst travelling, I’ve been playing a game with myself: “if I were richer, how would I travel differently?” Cause whilst some see the privilege of me traveling, I know that i forego things like buying any souvenirs, and this trip, even shopping for clothes! I stay in a mix of accomodation, including hostels and use public transport. If I were richer, I think I’d always want an airport transfer/pick up service to get over my first few hours of nerves and jitters. I’d bring more luggage as I’d have these transfers son it’d been less inconvenient (not that I feel I’m lacking, but with this weather, what I did bring has limited my choices). I’d always fly a higher class over six hours especially if overnight. Interesting game!
Sherry of Save. Spend. Splurge. says:
EXACTLY. Time to take the summer off and enjoy it with Little Bun.
I think not having the income coming in while on vacation also like you, forces me to consider my choices — do I REALLY want to buy this top or am I just on a vacation high?
A higher class flight is such a luxury for me.. I’d love that 🙂 As a treat.