In Budget Roundups, Money

April 2019: The Net Worth and Investments

Sherry’s April 2019 Net Worth

$840,981.26
Or a decrease of…
– $1395.21 or – 0.17%

APRIL SHOWERS BRING TAXES

OK that doesn’t rhyme, but April is the month where I ALWAYS get slammed with taxes.

I made good money this month (over $20K in income), but taxes.. taxes kills it and sucks the soul out of your money. HAHA!

I also make donations at this time of year, and that also drags down my net worth. Money. What’s the point of it if I can’t help with it?

Anyway, that is why my net worth decreased, and I did also spend a little more on gifts and jewellery this month (yay shopping) like picking up under $20 USD gold and silver bracelet cuffs on Poshmark. I picked up over 8 of them, and they are all stunning over $100 USD pieces like this, but I scored it for $20 or less, each.

https://shopstyle.it/l/2UUw

I love these cuffs all the way up my arm like this:

And I love lace necklaces to go with outfits like this, wide-legged pants and a wool jacket. This is one of my top 25 favourite outfits of all time, I swear. It looks and feels so good…


YOU CAN FORGET MY $1M NET WORTH GOAL THIS YEAR

Out the window.

As I mentioned, I am ending my contract and refusing extensions. I’m going to take the summer off and take a break.

I won’t have a $1M net worth this year unless a miracle happens. *shrug* It’s just money.

I sometimes have to remember that I am only in my mid-30s. I have achieved, saved a lot.. what’s the rush? I need to relax a little and enjoy life a bit more.

This is what it looks like this month:

And I’d say the past year has been a success net worth wise.

I can’t complain, really.

If you are interested, my money is parked here:

  • EQ Bank: Good, general 2.3% high interest savings account; subject to change
  • Tangerine: Use my Orange key { 32726976S1 } for free money ($50 once you deposit $100; and I get $50 too)

…credit card extra rewards cashback savings here:

  • PayTM Canada and PayTM USA is also how I pay my municipal taxes, utility bills and so on with my CREDIT CARD (yes!! TO GET CASH BACK) plus I earn PayTM points for Amazon, Starbucks gift cards etc… Use my referral code [ PTM210713 ] for a free bonus 5000 points ($5 gift card)

…and invested here:

Little Bun’s April 2019 Net Worth
$29,976.53
Or an increase of…
+$886.31 or +3.05%

This is how I invest his money in the stock market.

GO LITTLE BUN!

<3

He is doing well.

DIVIDENDS FOR THE PREVIOUS MONTH

$1009.01

So far, so good.

I am going to push more money into the stock market once I get another contract. For now, I need to hoard all of my cash.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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2 Comments

  1. SarahN

    I’m feeling you, on not renewing your contract and not worrying too much! I Spent nine months of the year long contract expecting to be without work and it came sooner rather than later. But due to aggressive savings, I’m still travelling for a month in Europe now. Cause what’s the point of money if you can’t enjoy it?

    Actually, lately, whilst travelling, I’ve been playing a game with myself: “if I were richer, how would I travel differently?” Cause whilst some see the privilege of me traveling, I know that i forego things like buying any souvenirs, and this trip, even shopping for clothes! I stay in a mix of accomodation, including hostels and use public transport. If I were richer, I think I’d always want an airport transfer/pick up service to get over my first few hours of nerves and jitters. I’d bring more luggage as I’d have these transfers son it’d been less inconvenient (not that I feel I’m lacking, but with this weather, what I did bring has limited my choices). I’d always fly a higher class over six hours especially if overnight. Interesting game!

    Reply
    1. Sherry of Save. Spend. Splurge.

      EXACTLY. Time to take the summer off and enjoy it with Little Bun.

      I think not having the income coming in while on vacation also like you, forces me to consider my choices — do I REALLY want to buy this top or am I just on a vacation high?

      A higher class flight is such a luxury for me.. I’d love that 🙂 As a treat.

      Reply

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

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All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.