In Budget Roundups, Money

April 2018 Budget Roundup: The Net Worth & Investments

Sherry’s April 2018 Net Worth

Or an increase of…
+$4455.59 or +0.69%


Stock markets are down, my spending was up (omg), but my net worth still went up anyway thanks to my day job.

This is what it looks like:

  • Stock market still not doing well — If we head into a bear market, I read or heard somewhere that this is good news for me in MY retirement years because the market will have time to recover & be golden in my golden years
  • I’m stockpiling cash — I need to see if I get extended. Will know more later.

Ummm OUCH.

At least the direction is up?

Now for everyone’s favourite Little Bun:

Little Bun’s April 2018 Net Worth
Or an increase of…
+$2060.26 or +7.80%

Some of the money is from the government as usual, but his portfolio just exploded this month. This is how I invest his money in the stock market.



My statements are all a month behind (am too lazy to go line by line and calculate it myself transactionally), so I will always be a month behind in this regard.


So this is something I changed from last month. I think I socked something like $20,000 into the market buying dividend-paying stocks (while paying attention to their long-term viability).

I also re-purchased a few more of my old favourite stocks.


It is almost a certainty but I never say anything is in stone until I have a piece of paper.

Sometime in the next month I should know, and then another $40,000 (my emergency fund) gets thrown into the stock market.


Freakin’ killed me. I had to find time to do it then I forgot all about all the investments I liquidated. OMG.

Anyway, whooooosh $$$$ out of my pocket.

I am pleased that it’s all done and over with. I just need to focus on moving forward.


Speaking on focusing on moving forward, I am looking at hitting a goal of $750,000 in my net worth by the end of the year.

Shall I make it? We shall see… I hate missing goals. $750,000 is doable, it’s another $100,000 on top of what I have right now.

I should be able to make it. No emergencies withstanding.


  •  More dividend stock research and investing — when I have time *eye roll*
  • Hit $750,000 net worth for the end of the year IF I AM EXTENDED
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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. GYM

    Hey we increased about the same amount hehe! I recently bought MO and a few months ago bought POW (power financial). You had a good month for dividends- $600+!

    Baby Bun is really rocking it!!

    1. Sherry of Save. Spend. Splurge.

      Dividends I am hoping will really increase soon … this year I have a goal but we will see

  2. Kemi

    I do love seeing these updates; they are very illustrative and actually encouraging because they show your growth trajectory no matter what.
    Thank you for carrying on with them.

    1. Sherry of Save. Spend. Splurge.

      Thank you for the support


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