In Budget Roundups, Money

April 2018 Budget Roundup: The Income & The Expenses

THE INCOME = $23,272.36

Day Job: $22,218.11

Day job .. is my day job. It’s what I earn each month, working 40 hours a week. Nothing to see here. Boring.

Anyway.

Blog: $1054.25

Advertising: $1000.82

Affiliate: $0

Products: $53.43

Save. Spend. Splurge. Products sold, include:

https://www.savespendsplurge.com/products

WELL THIS WAS A TERRIBLE MONTH…

I feel like I went backwards.

Zero in affiliate payments? Dang.

It is just so volatile, I never know if what I am doing is right or not.

INCOME GOALS FOR THE NEXT MONTH

Looks like I’ll be staying…

So it looks like I’ll be staying for a few more months. At least two.

Nothing official yet but *shrug*.. I’m sort of getting worn out.

 


THE EXPENSES = $4178.88

Déjà vu AGAIN or what? March Expenses (as well as February) was around $4000 as well. :\

This feels quite normal now… Maybe my real budget should be $4000 a month.

THIS month…. was a tax bill.

#%@$& Goals.

$3000 was my goal. I had a tax bill. Then I gave myself $1000 to spend on whatever I wanted.

So obviously.. I stayed around $2700 if I had not purchased anything by shopping online.

Potato. Potata…

Honestly.

The good news is that it is all thrifted and the deals were INSANE.

Stress = Shopping = Secondhand Thrifting = Feeling Better

My top 5 spending areas are very admirable this month

Clothing beat out Household Equipment. LOL. Well. 🙂

 

Home

Every 3 months, expect a big tax bill. Hello home ownership.

Household Equipment

We sold our old BBQ and used that money towards a new charcoal one. We paid about $100-ish out of pocket.

The rest of the equipment is us buying the now discontinued Dyson Animal V6 because there is a NEW version out, so we bought the old version that was being cleared out of old stock.

SWEET!

We love it by the way. The Dyson Animal V6 from what we had originally. The vacuum has a much wider rotating head, a rubberized section, and the hair doesn’t get caught in the rotating head (as often). It is a huge improvement.

Eating Out / Treats

I was actually very good on this front. I cut back HARD on spending on eating out because I was compensating for all that *cough* secondhand shopping.

I’m pretty happy with what I managed to save in terms of eating out. I did well.

Wardrobe

So…. well. It started with ONE PAIR of Rag & Bone Harrow boots, and spiralled into a $1000 spree. *cough*

Makeup

I had $0 as a budget until I tried on a yellow primer to counteract my undereye bags, and was SOLD. So I picked up this Nyx Yellow Concealer for $5.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Posted on December 31, 2012

Previous PostStyle Trick: How to make a too-big skirt fit just right and fake the fit
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4 Comments

  1. ArianaAuburn

    for $22,000 a month I’d get a real whip for my boss to use on me.
    Hang in there. You are a tough momma!

    Reply
  2. Financial Orchid

    I love reading about your online side hustle numbers even though they’re small and insignificant values compared to all your other reported values. There’s just something so exciting because those are not T4 earnings but seeing your own products built, marketed, produced, and financed 100% by yourself is still a great achievement. Something about passive recurring income is alluring even though of course the job is the hard earned and larger income line. Maybe it’s the unlimited upside and scaleability factor

    Reply
    1. Sherry of Save. Spend. Splurge.

      I have the same feeling, thank you.

      It is just that it is exciting how a little tiny thing like this hobby, grew into something with ACTUAL INCOME that is not a few pennies here and there.

      Reply

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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