In Budget Roundups, Money

April 2015 Budget Roundup = $371,448.86 or an increase of +$28,758.59 or +8.39%

LOOKING BACK

I kind of have a love hate relationship with April.

On the one hand, SPRING! Pretty things! Warmer weather! Sunshine!

On the other hand, TAXES! Boo! Money disappearing! No refunds for the rest of my life! Ick!

Well.. at least I’m making money.

INCOME = $18,400

This is all from my day job.

I don’t work 100% of the time, but when I do, I try and make the most of it.

EXPENSES = $4267.14

..but a chunk of that is a credit to a store, and another chunk is because I’m pending some returns.

All in all, I think it was more around $3500 this month, as we did not plan on buying a grill.. or at least, I wasn’t planning on it.

save-spend-splurge-expenses-2015-April

save-spend-splurge-expenses-pie-chart-2015-April


TOP 5 CATEGORIES OF SPENDING

save-spend-splurge-top-5-spending-2015-April

NET WORTH: $371,448.86 or an increase of +$28,758.59 or +8.39%

save-spend-splurge-net-worth-2015-April

WOO HOO! And this is even AFTER taxes.

AFTER I paid my taxes for last year.

save-spend-splurge-net-worth-trailing-12-months-pie-chart-2015-April

I’m pretty thrilled with this trajectory. I wonder if I could hit $400,000 by June…

BABY BUN’S NET WORTH: $8839.66 or a decrease of -$42.38 this month

save-spend-splurge-net-worth-trailing-12-months-pie-chart-2015-April-baby-bun

 

Index funds have been dipping a little so The Bun is not doing quite as well as Mommy Bun.

LOOKING FORWARD

..to not spending more money?

April is always a terrible month for me, particularly since I have to pay taxes. *sigh*

I was also and am still also under a lot of stress at work. I have this need to do everything and to do it perfectly. It’s taking a toll on me.


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Sherry of Save. Spend. Splurge.

I got out of $60,000 of debt in 18 months using TheBudgetingTool.com. Since then, I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K (savings rate = 85%). I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I also post daily on Instagram @saverspender.

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6 Comments

  1. Suki @ one sneaky moose

    I just had to celebrate something with you. We finally (finally… yes, finally…) started retirement savings. It’s still a super low percentage since we still have another financial goal to meet before maximizing our savings there. BUT IT IS HAPPENING!

    Also, way to go Baby Bun. Way. To. Go.

    Reply
    1. save. spend. splurge.

      OH MY GOODNESS CONGRATULATIONS!!!!!!

      Yes, Baby Bun is killing it. Like Mommy Bun. 🙂 He’s going to learn all about index funds…

      Reply
  2. Gen Y Finance Guy

    I wish I had a $28K bad month 🙂

    My bad month in April was only increasing net worth by $3K…LOL

    First world problems!

    Onward & Upward!

    Reply
    1. save. spend. splurge.

      #FirstWorldProblems indeed. $28,000 is never a bad month but it was very stressful.. April..

      Reply
  3. Taylor Lee @ Engineer Cents

    Woot, April net worth increase! Even with the random spending you’re doing pretty great. If +28K is a “bad” month, I wouldn’t worry about it terribly. Hope things go better (or at least less stressfully) at work.

    Reply
    1. save. spend. splurge.

      Well I meant emotionally bad. 🙂

      Reply

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