April 2014 Budget Roundup = $231,370.37 or an increase of 0.92% or $2112.48
CHEESECAKES AND DOUGHNUTS = THE BENEFIT OF HAVING A BABY
I am trying to lose weight, and my mother goes out and buys me 6 little cheesecakes and doughnuts from Modern Jelly, because I am nursing / expressing breastmilk to feed the baby and in her words: “Need to be fattened up to do it.”
Here’s the lemon one:
I already tore through the Apple Crumble and the Blueberry one before I realized I didn’t take a picture. And these two were caramel:
NOT GOING TO FEEL GUILTY FOR NOT TRYING TO CREATE A BABY GENIUS
If you read baby articles online, you are supposed to talk to, sing, rock, cradle, cuddle, breastfeed and basically devote every minute of your day to stimulating your newborn so that he grows up to be some Uber Baby Einstein.
I am not going to feel guilty for NOT doing that.
Who the hell has the stamina to constantly be trying to build your baby’s brain the minute he’s born?
I went out solo, sans bebe for the first time last weekend and was totally 100% thrilled to not have him.
I felt like I should feel guilty for that, but decided it was a waste of time and ate some cake instead.
I HAVE A LIFE TOO. AND I WANT A CAREER.
NOT TO MENTION THE MONEY.
Oh and he’s getting bigger and fatter.
He kind of looks like this now, and has little sausage-like legs and arms with a double chin.
I AM A BABY SLEEP TRAINING / SCHEDULE BELIEVER!
My goodness what a difference makes, sleep training your baby and putting him on a schedule.
The schedule tells me when he has to sleep (I catch him ready for bed before he gets whiny and fussy), and when he has to eat, although he has his own ideas about when he has to eat (e.g. 6 p.m. instead of 6:30 p.m. ..)
But my biggest news?
He finally slept 7 hours straight.
I was hearing a lot of horror stories about babies not sleeping through the night until they were much, MUCH older (like 10 months to 5 years) and thankfully this is not the case here.
Sure, he stills wakes up at 4 a.m. because he sleeps earlier at night but I’ll take it over having to wake up every 2 – 3 hours to feed him.
I have learned that I just need to feed him a lot of milk at the last feed to tank his belly up for the night and he sleeps 7 hours straight.
*weeps tears of sweet joy*
I can finally sleep 2-hour stretches again instead of grabbing half an hour here and there.. now if only I didn’t have to wake up and pump milk twice a night as well.
INCOME = $446.92
Didn’t make the $500 mark but hey.. it’s better than $0!
EXPENSES = $613.92
Being with a child limits how much you can spend. My spending reports have been quite boring as of late…
TOP 5 CATEGORIES OF SPENDING
SAVED: ON GROCERIES
.. I’m glad we stocked up on staples in the previous months. I’m eating through it like a Hungry Caterpillar.
SPENT: ALMOST $100 ON THE BABY
This is because birth certificates are not free and we ordered both the Long Form and the Short Form.
SPLURGED: ON EATING OUT
I went out (ALONE!) and went to brunch as well as had a lunch. It was so deliciously relaxing to have a break from Baby Bun.
NET WORTH: $231,370.37 or an increase of 0.92% or $2112.48
This is what happens when you save and invest your money on the stock market, folks.
Your net worth still increases even when you spend more than you made in a month, and when you haven’t worked in a longgggg time.
It’s the highest it’s been in my life. WOO HOO!
(Ironic if you think about it.. as I worked a lot before and now I am not working but am still making money and increasing my net worth)
I’m kind of happy I converted a lot of my CAD into USD last year because it let me buy U.S. stocks for cheaper (exchange rate is now $1 USD to get $1.10 CAD), and it’s helped my net worth increase.
All my dividends are on a Dividend Reinvestment Plan (DRIP):
MY 5 FAVOURITE POSTS FROM THIS MONTH:
- Would it be better if the government forced us to save 40%?
- My journey from $60,000 in debt to $200,000 as my net worth
- Men are rich if they wear sweatpants but women are slobs
- Negotiating early on for an extra $7000 means 8 years of wealth
- Don’t wait to enjoy your life
BEST BLOG FEATURES FROM THIS MONTH:
.. and speaking of being on the list for something, I also got interviewed by Mint.com about paying down debt.
- Revanche says she’d rather be damned with $7000 more in her pocket per year!
- Girl in a Trench Coat vowed to double her debt payments to $500 to help clear her almost $60K loan (I just encouraged her!)
- Maria over at Principled Money featured why people are happiest earning $75,000, whether we can have a career and a family, and whether or not this minimalist apartment is enough.
- PK liked my “In the world of Save. Spend. Splurge.” post, particularly a piece on skinny shaming and how far we should go to help others
- FU concurred that negotiations are a problem for folks, and returned the link <3 favour.
- In your 40s and don’t have enough saved? Read my response on this.
- My response on Kids and Allowance
May will be a spendy month. I have a wedding to attend and we’re getting ready to shift again..
I am planning on trimming my hair, getting a pedicure and practicing my outdated makeup application skills (it’s been quite a while since I’ve worn makeup..)