About the author
Save your money. Spend it on what's necessary. Splurge on what you love. I got out of $60,000 of debt in 18 months using my budgeting tool.
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this blog is about: spending, budgeting, & life
biggest pf goal: $60,000 cleared in 18 months
current pf goal: save $100K net
current 2015 challenge: max $3K/month spending
favourite day of the week: payday
quote: you can never be overdressed or overeducated (Oscar Wilde)
likes: money, minimalism, travel, & style
hates: being late & lazy people
eats: pho, gateau basque, spring rolls, real cheese
drinks: buttered rum tea with honey & whole milk
sleeps on: a 100% cotton Japanese futon
shops on: Well.ca with coupon savespendsplurgefall2015 for $10 off a $40 order!
uses for beauty: Paula's Choice
reviews: all my yelp reviews
tech usage: ipod touch, macbook pro, ipad
photographs with: canon g12 & sony rx100
webhosts with: MDD Hosting (best host EVER!)
surfs the 'net safely with: Hide My Ass VPN
...but you can read more about me here, read my best posts here, or get in touch with me here.
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☸ Shopping, Style & Beauty
☸ Budget Roundups
☸ Minimalism & Organization
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My minimalist bed is a Japanese futon made in the U.S.A. from:
I sleep on a super minimalist Japanese Shiki Futon (made in the U.S.A.) on the floor, and it has never been better for my back. It's kind of the only piece of furniture I own. This company rocks for all things Japanese and ships worldwide.
Paula's Choice is killer for having cleared up my acne. Post coming up on this soon but.. I cannot recommend them enough. Use my referral link and get $10 off your first order.
My current web hosting service is:
I have tried Bluehost & GoDaddy, but MDD beats them on all counts (customer service, response time, professionalism), hands down.
My current private browsing VPN service is:
How a VPN works is that you log into it, and it anonymizes your IP address which is a lot like your home address but for the internet.
Great for bypassing country video restrictions, and when I need to log into my accounts online when I am traveling abroad.
Well worth the $5 a month.
Use my Tangerine referral ID: 32726976S1 to get $50 and $150 in bonuses
I use Tangerine for my chequing and emergency fund, unless PC Financial is offering a better savings rate.
Use my Questrade referral ID: o0soehds and get $50 in free trades. You can enter the code after you create your account with your user name and password.
For stocks, they are also the lowest-cost brokerage in Canada with a commission of only $4.95 - $9.95 (max) per trade.
Use my Swagbucks referral link and get free Swagbucks!
To date, I've redeemed about $2000 from Swagbucks.
Please consider using my Amazon referral link!
- ☸ Moi and Money
- ☸ A Money Goddess
- ☸ Reach Financial Independence
- ☸ Fitness, Finance and Fun
- ☸ Holy Potato
- ☸ Morgaine and Money
- ☸ Engineer Cents
- ☸ Getting a Rich Life
- ☸ The House Hippo
- ☸ Figuring Money Out
- ☸ NZ Muse
- ☸ elle & ish
- ☸ Afford Anything
- ☸ Urban Departures
- ☸ From Shopping to Saving
- ☸ Budget Bloggess
- ☸ Tales from the Trenches
- ☸ Money After Graduation
- ☸ Rockstar Finance
- ☸ Are ya gonna eat that?
- ☸ Financial Diffraction
- ☸ Freedom 35
- ☸ Thomas Stanley
- ☸ NZ Muse
- ☸ Mo Money Mo Houses
- ☸ The Asian Pear
- ☸ A Gai Shan Life
- ☸ Canadian Dream
- ☸ Give me back my 5 bucks
- ☸ Makin' the bacon
- ☸ Add Vodka
- ☸ Budgets are Sexy
- ☸ L Bee and the Money Tree
- ☸ Money Smarts Blog
STYLE & BEAUTY
- ☸ It's not that deep
- ☸ Wonderfelle World
- ☸ Penny Pincher Fashion
- ☸ Style, Caffeinated
- ☸ VMAC and Cheese
- ☸ Wit and Whimsy
- ☸ Wardrobe Oxygen
- ☸ neurosciency
- ☸ Wearing it today
- ☸ Travelista
- ☸ See Jane.
- ☸ Atlantic-Pacific
- ☸ The Effortless Chic
- ☸ Wendy's Lookbook
- ☸ A Bigger Closet
- ☸ 9 to 5 chic
- ☸ Capitol Hill Style
- ☸ Blue Collar. Red Lipstick.
- ☸ because I am addicted
- ☸ Lucy Laught
- ☸ Glitter Geek (Beauty)
- ☸ theNotice (Beauty)
- ☸ Sidewalk Ready
- ☸ Damsel in Dior
- ☸ Brooklyn Blonde
- ☸ Could I have that?