Articles on Debt

You can’t afford your lifestyle if you’re going into debt for it

Saving a bit at a time is a lot easier and less painful than trying to come up with 5-figures at the end of the year when it’s time to refill your retirement coffers.

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Asking for the money without having worked for it

It drives me crazy when people think that they can get money for free and people will give it to them. Stop thinking you deserve it! You don’t!

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A Family of Parasites

Trop Bon, Trop Con: When you are too nice and it hurts you financially

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Garbage In, Garbage Out: What you put into something, matters a lot

If you don’t put in the work, and use/do crap, you won’t get the results you want, which is true for almost everything from cooking to your career.

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The smartest people are most likely the dumbest at managing their finances

I’ve always believed that just earning a high income doesn’t mean you have any idea on how to manage it. In fact, it could be […]

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How to change your life for the better

Baby steps is the answer. Maybe today, you feel like a mess. Your car is filthy, you feel like you aren’t going anywhere metaphorically speaking, […]

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Stop with the denial and the excuses

One thing I’ve noticed in common with people who are perpetually falling back into debt, or unable to climb out of the hole they’ve dug […]

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How and why we decided to purchase our home without a mortgage and all in cash

We bought our condo in cash for around $600,000 Why? The main reason is because we could but other factors came into play as well. Here […]

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When did we start thinking that retirement was a right?

I did a little research on the history of retirement because I was curious as to how long this system has been in place, and […]

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http://clatl.com/freshloaf/archives/2011/04/22/trump-is-for-realz

Why your net worth may not matter at all

Net worth, net worth! All we talk about in the PF world is how much money we have to our name, am I right?!? Well […]

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If you give money to your children, are you acknowledging that they’re bums?

One Toronto mortgage broker told the Star this week that a stunning 75% of the kids looking for loans have gift downpayments from their Boomer […]

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