September 2012 Budget Roundup = -($4371.01) or -2.07%
How amazing would this be?
It’s a piece of art by Benoit Vieubled entitled: “Monde à l’endroit, Monde à l’envers”, which translates to “World inside out” in English.
INCOME = $0
- Expect to see that $0 last for the next few months or so while I get things settled
- Hello belt-tightening for daily expenses!
EXPENSES = $4795.71
- About 55% of my budget went to fees this month
- Decided to cancel my expensive smartphone even though it would cost $300, but I saved $2100
Boo hiss to the $3670 BANK FEE I had to pay— Turned out to be around $863, and I learned an expensive currency exchange lesson
- Also, I am gearing up for a month in HONG KONG because I foresee less fun and more work
- With these amounts, I am spending about $1650 a month, but I should be able to drop that
TOP 5 EXPENSES
I feel like this is the first time I’ve had ‘normal’ expenses that are proper budget items rather than “Wardrobe”, “Jewellery” and so on. 🙂
NET WORTH = $207,034.86 or a decrease of $4371.01 or -2.07%
NET WORTH FOR THE MOST RECENT 12 MONTHS
(Updated the chart, May 2012 was some wonky number)
A slow decline isn’t so bad.
I am going to try my darndest to stay above $200,000 until the end of 2012.
Should be pretty easy if I lower my current $1600 spend to about $1000 or less.
Should be doable. Just have to eat less macarons.
I’ve also pre-paid my Hong Kong trip, so I don’t have any outstanding debts there.
I have a budget coming up for until the end of 2012 when I should have everything set up and ready to go for a heavy duty 2013.
For the short-term, I just need to really crack down on daily expenses.
You know, I find that in times of NO INCOME, I tend to spend a lot less on buying junk.
I’m a lot pickier, a lot cheaper and always thinking of my net worth slowly draining away with each purchase.
With me, it’s feast or famine, it seems.
Maybe I could just pretend I don’t make any money at all and I’d be a millionaire in no time.
Of course, I could just NOT travel and stay at home while I settle back into Canada and basically shift my whole life, but as I can afford it, I’m going.
Onto other, shinier things this is a lovely story about Grandma Lou even if it’s heartbreakingly sad.
In China, she has saved helpless, defenseless babies (mostly girls, of course) left to die in dumpsters China.
“She and her husband later on adopted three other abandoned girls as their daughters. Additional babies that they found were given to other families to care for. “I realized if we had strength enough to collect garbage, how could we not recycle something as important as human lives,” Lou says.”
I’m flogging a dead horse here, but this worldwide bias where girls are not as valued as boys, is total, utter CRAP.
I could go on a long rant about that right now but I’ll just hold it in for a later post.